| Index | Mesquite | Texas | National |
| Cost of living | 98 | 94 | 100 |
| Groceries | 96 | 98 | 100 |
| Health care | 96 | 98 | 100 |
| Housing | 98 | 83 | 100 |
| Transportation | 99 | 98 | 100 |
| Utilities | 104 | 103 | 100 |
| Lifestyle & Entertainment | 102 | 98 | 100 |
| Household Items | 99 | 98 | 100 |
| Education & Childcare | 93 | 98 | 100 |
Are you thinking about relocating, but curious about the potential cost of living in Mesquite? Is it more expensive or more affordable than average? Based on the most recent report, the cost of living in Mesquite stands at 98, making it 2% lower than the national average. The cost of living directly affects the affordability of one's desired lifestyle. Knowing the cost of housing, transportation, groceries and other essentials in the new area allows people to gauge whether they can maintain their preferred standard of living.
The cost of living in Mesquite aligns closely with the national average when compared to other cities across the nation. Everyday essentials such as groceries, household expenses, health care and utility bills are priced at a level consistent with the average in similar urban areas. Mesquite residents can anticipate that their daily expenses won't be significantly higher than those in an average city, ensuring that the cost of living remains manageable.
The most insightful perspective on a city comes from its residents. We recently surveyed 19 locals to gauge their perception of the cost of living in Mesquite. The feedback revealed that 53% of respondents found the cost of living to be reasonable, with prices on the decline, while 47% regarded it as notably expensive with prices that continue to rise.
Wondering if Mesquite is affordable? It's a question that often comes up when you're thinking about a new city since affordability can really shape your decisions. The cost of living index (covered earlier), housing expenses and income levels all play a part in the affordability equation. In Mesquite, for example, the median home price is 11.9% lower than what folks pay nationally, and monthly rent is 22% higher than the usual rates. Plus, income levels matter too, with Mesquite boasting a median household income of $90,096, which is 10.8% higher than the national average.
Taxes: Regions that impose higher taxes, including sales and income taxes, can contribute to an increased cost of living. Higher taxes for everyday necessities such as clothing, utilities and food inevitably leads to higher expenditures. Additionally, a higher income tax rate can also play a role in elevating the overall cost of living. In Mesquite, the prevailing sales tax rate starts at 6.25%, and income tax rates kick off at 0%.
Urbanization: Urban areas with extensive amenities and job opportunities tend to have a higher cost of living due to increased demand for services and relocation, resulting in higher home prices and higher rents. Less densely populated rural areas, or areas with less demand tend to have fewer amenities and slower job growth, which results in a lower cost of living.
Transportation: When public transportation options are limited or non-existent, residents frequently resort to vehicle ownership, which can significantly contribute to the overall cost of living. Monthly financial obligations encompass fuel, insurance, regular maintenance and potentially lease or financing expenses. In Mesquite, the transportation index is 0.6% lower than the national average.
The cost of living data for Mesquite shown above is based on a U.S. average baseline score of 100, making it easier to compare how far your dollar may go from one city to another. Housing uses U.S. Census home price and rental data, while all remaining values are AI-assisted estimates informed by regional pricing, climate, transportation dynamics, and local economic factors. These scores are best used for directional comparisons between cities.
| Cost of living index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index | |
| Lifestyle index | |
| Household index | |
| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $107,596 | $8,966 | $2,510 | $3,228 |
| Renters | $66,395 | $5,533 | $1,549 | $1,992 |
| State | General Sales Tax | With Max Surtax |
| Texas | 6.25% | 8.25% |
| State | Income Tax (Low) | Income Tax (High) |
| Texas | 0% | 0% |
| City | Population | Cost of Living Index | National Avg. |
| Mesquite CDP, TX | 647 | 81 | 18.9% |
| Wilmer, TX | 4,836 | 86 | 13.7% |
| Hutchins, TX | 5,962 | 88 | 12.2% |
| Balch Springs, TX | 25,952 | 92 | 8.0% |
| Seagoville, TX | 17,072 | 97 | 3.1% |
| Mesquite, TX | 148,020 | 98 | 1.8% |
| City | Population | Cost of Living Index | National Avg. |
| Guelph, ON | 147,931 | n/a | |
| Thornton, CO | 147,633 | 130 | 29.6% |
| Savannah, GA | 148,994 | 99 | 1.2% |
| Paterson, NJ | 149,118 | 122 | 21.5% |
| Lévis, QC | 149,331 | n/a | |
| Mesquite, TX | 148,020 | 98 | 1.8% |
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