Cost of Living in Mercersburg, PA

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3%
Overall NAT. AVG.
6%
Groceries NAT. AVG.
7%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Mercersburg Pennsylvania National
Cost of living10397100
Groceries106100100
Health care10699100
Housing9390100
Transportation109101100
Utilities10499100
Lifestyle & Entertainment110100100
Household Items10599100
Education & Childcare109101100
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Homes For Sale In Mercersburg, PA

property for sale

4776 Steele Ave

Mercersburg, PA
property for sale

22 Loudon Rd

Mercersburg, PA
property for sale

11820 Shimpstown Rd

Mercersburg, PA
property for sale

11146 Blairs Valley Rd

Mercersburg, PA

Cost Of Living Quick Facts

  • The cost of living in Mercersburg is 6% higher than the Pennsylvania average
  • The cost of living in Mercersburg is 3% higher than the national average
  • Mercersburg housing is 7% lower than the national average
  • Pennsylvania general sales tax is 18% higher than the national average
  • Pennsylvania state income tax is 18% higher than the national average

Most Affordable Places to Live in and Around Mercersburg

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Compare Mercersburg, PA Cost of Living

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      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$112,942$9,412$2,635$3,389
      Renters$49,594$4,133$1,157$1,488

      Pennsylvania Sales Tax

      State General Sales Tax With Max Surtax
      Pennsylvania 6% 8%

      Pennsylvania Income Tax

      State Income Tax (Low) Income Tax (High)
      Pennsylvania 3.07% 3.07%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Big Spring, MD511076.9%
      Kemps Mill, MD01076.9%
      Cearfoss, MD1201076.9%
      Indian Springs, MD181076.9%
      Ernstville, MD261076.9%
      Mercersburg, PA1,7371032.8%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Reinbeck, IA1,7378712.6%
      Hancock, MD1,737981.9%
      East Millinocket, ME1,7378614.3%
      Navarre, OH1,7378515.4%
      Woodbranch, TX1,7371011.1%
      Mercersburg, PA1,7371032.8%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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