Cost of Living in Mercer, PA

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16%
Overall NAT. AVG.
3%
Groceries NAT. AVG.
41%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Mercer Pennsylvania National
Cost of living8497100
Groceries97100100
Health care9599100
Housing5990100
Transportation94101100
Utilities9599100
Lifestyle & Entertainment97100100
Household Items9499100
Education & Childcare86101100
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Homes For Sale In Mercer, PA

property for sale

242 Tait Rd

Mercer, PA
property for sale

334 Manito Trl

Mercer, PA
property for sale

0 Mcmillan RD

Findley Twp, PA
property for sale

318 Old Ash Rd

Mercer, PA

Cost Of Living Quick Facts

  • The cost of living in Mercer is 14% lower than the Pennsylvania average
  • The cost of living in Mercer is 16% lower than the national average
  • Mercer housing is 41% lower than the national average
  • Pennsylvania general sales tax is 18% higher than the national average
  • Pennsylvania state income tax is 18% higher than the national average

Most Affordable Places to Live in and Around Mercer

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      Cost of living index
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      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$98,883$8,240$2,307$2,967
      Renters$32,889$2,741$767$987

      Pennsylvania Sales Tax

      State General Sales Tax With Max Surtax
      Pennsylvania 6% 8%

      Pennsylvania Income Tax

      State Income Tax (Low) Income Tax (High)
      Pennsylvania 3.07% 3.07%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Slippery Rock University, PA2,583945.8%
      Wheatland, PA5657822.5%
      Farrell, PA4,8117821.6%
      Sharon, PA13,3887921.3%
      Utica, PA1187920.5%
      Mercer, PA1,7948416.3%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Greenup, IL1,7948217.6%
      Oak Grove, LA1,7948119.1%
      Drexel, NC1,7948811.7%
      Seneca Knolls, NY1,794981.9%
      Winterville, GA1,7951043.9%
      Mercer, PA1,7948416.3%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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