Cost Of Living in McFarland, WI

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D+

15%

Overall NAT. AVG.

6%

Goods & Services NAT. AVG.

36%

Housing NAT. AVG.

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	McFarland	Wisconsin	National
Cost of living	115	96	100
Goods & Services	106	97	100
Groceries	102	99	100
Health care	120	112	100
Housing	136	88	100
Transportation	101	98	100
Utilities	109	102	100

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Cost Of Living Quick Facts

The cost of living in McFarland is 20% higher than the Wisconsin average
The cost of living in McFarland is 15% higher than the national average
McFarland housing is 36% higher than the national average
Wisconsin general sales tax is 2% lower than the national average
Wisconsin state income tax is 36% higher than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$105,694	$8,808	$2,466	$3,171
Renters	$57,267	$4,772	$1,336	$1,718

To approximate the cost of living and the housing affordability in McFarland, WI, we can look at the percentage of income that is available to be spent on monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side, a consumer should not spend more than 28% of his or her gross income on housing-related expenses and costs and not more than 36% of income on all expenses and debts. Homeowners in McFarland have a median income of $105,694. Therefore, the amount that a consumer should spend on housing costs should be no more than $2,466 per month to avoid calamity and poverty. The renters in the city have an income of about $57,267, which would make their monthly maximum allowable rental costs $1,336.

Wisconsin Sales Tax

State	General Sales Tax	With Max Surtax
Wisconsin	5%	6.75%

Wisconsin Income Tax

State	Income Tax (Low)	Income Tax (High)
Wisconsin	3.54%	7.65%

Goods & Services

Item	McFarland	National avg.	Difference
Haircut	$24.26	$24.26	0.0%
Beauty Salon	$66.46	$45.56	45.9%
Toothpaste	$3.76	$3.70	1.7%
Shampoo	$1.22	$1.28	4.8%
Movie	$12.47	$12.13	2.8%
Bowling	$27.76	$18.00	54.2%

Groceries

Item	McFarland	National avg.	Difference
Ground Beef	$6.27	$5.84	7.4%
Fried Chicken	$1.45	$1.57	8.1%
Milk	$4.79	$4.67	2.5%
Potatoes	$4.20	$4.93	15.0%
Pizza	$10.96	$12.09	9.3%
Beer	$8.82	$10.41	15.3%

Health Care

Item	McFarland	National avg.	Difference
Optometrist	$70.37	$125.68	44.0%
Doctor	$222.85	$135.78	64.1%
Dentist	$122.45	$113.29	8.1%
Ibuprofen	$10.72	$10.65	0.6%
Lipitor	$506.88	$468.60	8.2%

Housing

Item	McFarland	National avg.	Difference
Home Price	$260,800.00	$184,700.00	41.2%
Avg. Mortgage Payment	$2,571.07	$2,346.69	9.6%
Apartment Rent	$1,185.00	$949.00	24.9%

Transportation

Item	McFarland	National avg.	Difference
Gasoline	$3.39	$3.46	2.0%
Tire Balancing	$65.66	$59.92	9.6%

Utilities

Item	McFarland	National avg.	Difference
All Electricity	$226.90	$193.99	17.0%
Phone	$185.25	$192.25	3.6%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Edgerton, WI	5,594	100	0.2%
Rockdale, WI	210	103	3.3%
Belleville, WI	2,682	104	3.8%
Marshall, WI	3,975	105	4.6%
Brooklyn, WI	1,212	106	5.9%
McFarland, WI	8,845	115	15.0%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Sans Souci, SC	8,844	92	8.5%
Skidaway Island, GA	8,846	144	44.2%
Glenwood, IL	8,846	103	2.7%
Whitestown, IN	8,842	107	7.2%
Edgewater, MD	8,850	128	28.0%
McFarland, WI	8,845	115	15.0%