Cost Of Living in Edgewater, MD

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F

32%

Overall NAT. AVG.

4%

Groceries NAT. AVG.

88%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Edgewater	Maryland	National
Cost of living	132	121	100
Groceries	104	105	100
Health care	110	109	100
Housing	188	151	100
Transportation	110	109	100
Utilities	109	108	100
Lifestyle & Entertainment	108	109	100
Household Items	107	105	100
Education & Childcare	112	112	100

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Homes For Sale In Edgewater, MD

301 Beverley Pl

Edgewater, MD

1411 James Way

Edgewater, MD

1815 Keymar Rd

Edgewater, MD

1745 Ridgely Rd

Edgewater, MD

Cost Of Living Quick Facts

The cost of living in Edgewater is 9% higher than the Maryland average
The cost of living in Edgewater is 32% higher than the national average
Edgewater housing is 88% higher than the national average
Maryland general sales tax is 18% higher than the national average
Maryland state income tax is 23% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$146,066	$12,172	$3,408	$4,382
Renters	$71,526	$5,961	$1,669	$2,146

To approximate the cost of living and the housing affordability in Edgewater, MD, we can look at the percentage of income that is available to be spent on monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side, a consumer should not spend more than 28% of his or her gross income on housing-related expenses and costs and not more than 36% of income on all expenses and debts. Homeowners in Edgewater have a median income of $146,066. Therefore, the amount that a consumer should spend on housing costs should be no more than $3,408 per month to avoid calamity and poverty. The renters in the city have an income of about $71,526, which would make their monthly maximum allowable rental costs $1,669.

Maryland Sales Tax

State	General Sales Tax	With Max Surtax
Maryland	6%	6%

Maryland Income Tax

State	Income Tax (Low)	Income Tax (High)
Maryland	2%	5.75%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Glen Burnie, MD	71,246	119	19.4%
Upper Marlboro, MD	601	118	18.2%
Largo, MD	12,034	122	21.6%
Marlboro Village, MD	9,834	123	22.6%
Marlboro Meadows, MD	3,836	125	24.7%
Edgewater, MD	9,056	132	32.0%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Cortez, CO	9,056	95	4.6%
Pulaski, VA	9,058	92	7.8%
Monmouth, IL	9,066	84	16.2%
Smithville, NJ	9,067	110	10.2%
Riverside, IL	9,044	128	28.4%
Edgewater, MD	9,056	132	32.0%

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

Cost of Living in Edgewater, MD

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Cost Of Living Quick Facts

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Median Income & Debt-To-Income Ratio

Maryland Sales Tax

Maryland Income Tax

Nearby cities with low cost of living

Cities with similar population