A
7%
Overall NAT. AVG.
1%
Groceries NAT. AVG.
29%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Whitestown Indiana National
Cost of living10789100
Groceries10097100
Health care9797100
Housing12972100
Transportation9996100
Utilities9996100
Lifestyle & Entertainment9395100
Household Items9698100
Education & Childcare9194100
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Cost Of Living Quick Facts

  • The cost of living in Whitestown is 20% higher than the Indiana average
  • The cost of living in Whitestown is 7% higher than the national average
  • Whitestown housing is 29% higher than the national average
  • Indiana general sales tax is 37% higher than the national average
  • Indiana state income tax is 21% higher than the national average

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Compare Whitestown, IN Cost of Living

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      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$157,193$13,099$3,668$4,716
      Renters$96,573$8,048$2,253$2,897

      Indiana Sales Tax

      State General Sales Tax With Max Surtax
      Indiana 7% 7%

      Indiana Income Tax

      State Income Tax (Low) Income Tax (High)
      Indiana 3.15% 3.15%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Kirklin, IN1,1628316.6%
      Advance, IN4378812.1%
      Thorntown, IN1,1128812.0%
      Jamestown, IN1,1298811.7%
      Sheridan, IN3,558909.7%
      Whitestown, IN9,1091076.6%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Burton, SC9,109937.2%
      Riverside, CT9,108276176.3%
      Savoy, IL9,1101055.0%
      Covington, TN9,1138811.8%
      Clarendon Hills, IL9,10413231.8%
      Whitestown, IN9,1091076.6%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.