Cost of Living in McFarland, WI

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B-
10%
Overall NAT. AVG.
3%
Groceries NAT. AVG.
39%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index McFarland Wisconsin National
Cost of living11096100
Groceries9799100
Health care9998100
Housing13989100
Transportation9698100
Utilities104101100
Lifestyle & Entertainment9898100
Household Items9899100
Education & Childcare9498100
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Homes For Sale In McFarland, WI

property for sale

6104 Brunet Island Ct

McFarland, WI
property for sale

5310 Dennis Dr

McFarland, WI
property for sale

5501 Prairie Place Dr

McFarland, WI
property for sale

5948 Rosewood Dr

McFarland, WI

Cost Of Living Quick Facts

  • The cost of living in McFarland is 15% higher than the Wisconsin average
  • The cost of living in McFarland is 10% higher than the national average
  • McFarland housing is 39% higher than the national average
  • Wisconsin general sales tax is 2% lower than the national average
  • Wisconsin state income tax is 36% higher than the national average

Most Affordable Places to Live in and Around McFarland

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      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$158,105$13,175$3,689$4,744
      Renters$84,828$7,069$1,979$2,545
      To approximate the cost of living and the housing affordability in McFarland, WI, we can look at the percentage of income that is available to be spent on monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side, a consumer should not spend more than 28% of his or her gross income on housing-related expenses and costs and not more than 36% of income on all expenses and debts. Homeowners in McFarland have a median income of $158,105. Therefore, the amount that a consumer should spend on housing costs should be no more than $3,689 per month to avoid calamity and poverty. The renters in the city have an income of about $84,828, which would make their monthly maximum allowable rental costs $1,979.

      Wisconsin Sales Tax

      State General Sales Tax With Max Surtax
      Wisconsin 5% 6.75%

      Wisconsin Income Tax

      State Income Tax (Low) Income Tax (High)
      Wisconsin 3.54% 7.65%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Edgerton, WI5,773954.8%
      Rockdale, WI216981.9%
      Belleville, WI2,763991.2%
      Marshall, WI4,1241000.1%
      Brooklyn, WI1,2521010.6%
      McFarland, WI9,04011010.1%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      New Albany, MS9,0398712.7%
      Andalusia, AL9,0418614.2%
      Palm Beach, FL9,038230130.3%
      Frankfort Square, IL9,03711110.7%
      Clinton, MO9,0378614.0%
      McFarland, WI9,04011010.1%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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