Cost Of Living in McCaysville, GA

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15%

Overall NAT. AVG.

4%

Groceries NAT. AVG.

44%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	McCaysville	Georgia	National
Cost of living	85	96	100
Groceries	96	99	100
Health care	96	99	100
Housing	56	88	100
Transportation	95	99	100
Utilities	99	102	100
Lifestyle & Entertainment	98	100	100
Household Items	100	100	100
Education & Childcare	101	99	100

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Homes For Sale In McCaysville, GA

561 Woodland TRL

Epworth, GA

120 Brookhaven Trl

Blue Ridge, GA

166 Red Oak Ln

Mc Caysville, GA

0 Delphi Hills Ln

McCaysville, GA

See the Newest Homes For Sale In McCaysville, GA

Cost Of Living Quick Facts

The cost of living in McCaysville is 12% lower than the Georgia average
The cost of living in McCaysville is 15% lower than the national average
McCaysville housing is 44% lower than the national average
Georgia general sales tax is 22% lower than the national average
Georgia state income tax is 61% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$80,790	$6,733	$1,885	$2,424
Renters	$20,567	$1,714	$480	$617

Georgia Sales Tax

State	General Sales Tax	With Max Surtax
Georgia	4%	8%

Georgia Income Tax

State	Income Tax (Low)	Income Tax (High)
Georgia	1%	5.57%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Cherry Log, GA	0	99	1.3%
Epworth, GA	330	97	2.8%
Mineral Bluff, GA	345	97	2.8%
Copperhill, TN	489	86	14.2%
Morganton, GA	304	90	10.5%
McCaysville, GA	1,578	85	15.2%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Locust Grove, OK	1,578	81	18.6%
Glen Dale, WV	1,578	95	5.2%
Arcadia, IN	1,579	88	11.9%
Shell Valley, ND	1,577	79	20.6%
Elgin, OR	1,579	99	0.7%
McCaysville, GA	1,578	85	15.2%