| Index | Morganton | Georgia | National |
| Cost of living index | 86 | 94 | 100 |
| Index | Morganton | Georgia | National |
| Goods & Services index | 98 | 97 | 100 |
| Groceries index | 93 | 99 | 100 |
| Health care index | 92 | 97 | 100 |
| Housing index | 65 | 86 | 100 |
| Transportation index | 91 | 97 | 100 |
| Utilities index | 98 | 93 | 100 |
| Cost of living index | |
| Goods & Services index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $37,188 | $3,099 | $868 | $1,116 |
| Renters | $26,458 | $2,205 | $617 | $794 |
| State | General Sales Tax | With Max Surtax |
| Georgia | 4% | 8% |
| State | Income Tax (Low) | Income Tax (High) |
| Georgia | 1% | 6% |
| Item | Morganton | National avg. | Difference |
| Haircut | $14.67 | $17.49 | 16.1% |
| Beauty Salon | $28.33 | $38.17 | 25.8% |
| Toothpaste | $1.85 | $2.32 | 20.3% |
| Shampoo | $0.89 | $1.01 | 12.0% |
| Movie | $12.62 | $10.72 | 17.7% |
| Bowling | $15.00 | $13.86 | 8.2% |
| Item | Morganton | National avg. | Difference |
| Ground Beef | $4.07 | $3.90 | 4.4% |
| Fried Chicken | $1.17 | $1.40 | 16.2% |
| Milk | $1.26 | $1.96 | 35.8% |
| Potatoes | $3.23 | $3.18 | 1.5% |
| Pizza | $9.99 | $10.39 | 3.9% |
| Beer | $9.15 | $9.23 | 0.9% |
| Item | Morganton | National avg. | Difference |
| Optometrist | $94.00 | $106.34 | 11.6% |
| Doctor | $95.00 | $115.25 | 17.6% |
| Dentist | $95.50 | $98.38 | 2.9% |
| Ibuprofen | $7.65 | $9.26 | 17.4% |
| Lipitor | $485.50 | $466.47 | 4.1% |
| Item | Morganton | National avg. | Difference |
| Home Price | $119,200.00 | $184,700.00 | 35.5% |
| Avg. Mortgage Payment | $867.04 | $1,273.32 | 31.9% |
| Apartment Rent | $0.00 | $949.00 | 100.0% |
| Item | Morganton | National avg. | Difference |
| Gasoline | $2.62 | $2.59 | 1.1% |
| Tire Balancing | $37.50 | $48.90 | 23.3% |
| Item | Morganton | National avg. | Difference |
| All Electricity | $163.56 | $167.60 | 2.4% |
| Phone | $177.90 | $163.42 | 8.9% |
| City, State | Population | Cost of Living Index | National Avg. |
| Cherry Log, GA | 134 | 96 | -4% |
| Copperhill, TN | 389 | 81 | -19% |
| McCaysville, GA | 1,274 | 81 | -19% |
| Ducktown, TN | 480 | 81 | -19% |
| East Ellijay, GA | 779 | 84 | -16% |
| Morganton, GA | 312 | 86 | -14% |
| City, State | Population | Cost of Living Index | National Avg. |
| Dinosaur, CO | 312 | 85 | -15% |
| Bogue, KS | 312 | 75 | -25% |
| Bluejacket, OK | 312 | 78 | -22% |
| Rising City, NE | 312 | 84 | -16% |
| Martell, CA | 312 | 113 | 13% |
| Morganton, GA | 312 | 86 | -14% |