Cost of Living in Elgin, OR

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A+
1%
Overall NAT. AVG.
4%
Groceries NAT. AVG.
22%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Elgin Oregon National
Cost of living99111100
Groceries104104100
Health care109105100
Housing78124100
Transportation110106100
Utilities111106100
Lifestyle & Entertainment108107100
Household Items104104100
Education & Childcare117109100
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Homes For Sale In Elgin, OR

property for sale

600 Albany St

Elgin, OR
property for sale

1840 Cedar St

Elgin, OR
property for sale

Roulet Loop

Elgin, OR
property for sale

737 N 15th Ave

Elgin, OR
See the Newest Homes For Sale In Elgin, OR

Cost Of Living Quick Facts

  • The cost of living in Elgin is 11% lower than the Oregon average
  • The cost of living in Elgin is 1% lower than the national average
  • Elgin housing is 22% lower than the national average
  • Oregon general sales tax is 100% lower than the national average
  • Oregon state income tax is 83% higher than the national average

Most Affordable Places to Live in and Around Elgin

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      Salary Calculator

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      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$67,820$5,652$1,582$2,035
      Renters$0$0$0$0

      Oregon Sales Tax

      State General Sales Tax With Max Surtax
      Oregon 0% 0%

      Oregon Income Tax

      State Income Tax (Low) Income Tax (High)
      Oregon 4.75% 9.9%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Summerville, OR1481054.7%
      Imbler, OR34711515.2%
      Elgin, OR1,579990.7%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Arcadia, IN1,5798811.9%
      Baxter, TN1,5798811.9%
      Sainte-Anne-de-la-Pocatière, QC1,579n/a 
      McCaysville, GA1,5788515.2%
      Bingham Farms, MI1,58013029.6%
      Elgin, OR1,579990.7%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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