Marina, California Cost Of Living

Buy Rent

F

Overall 35%

Goods & Services 2%

Housing 87%

Date & Last Updated: This data reflects 2022 and was released from C2ER in January, 2022; this is the most current data available.

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Marina	California	National
Cost of living	135	140	100
Goods & Services	102	109	100
Groceries	99	112	100
Health care	100	109	100
Housing	187	196	100
Transportation	135	132	100
Utilities	145	127	100

Key findings

The cost of living in Marina is 4% lower than the California average
The cost of living in Marina is 35% higher than the national average
Marina housing is 87% higher than the national average
California general sales tax is 42% higher than the national average
California state income tax is 59% lower than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$80,278	$6,690	$1,873	$2,409
Renters	$48,250	$4,021	$1,126	$1,448

A good way to judge both the affordability of the housing and the cost of living in Marina is by simply calculating the maximum that should be spent on housing, otherwise known as the debt-to-income ratio (DTI). The plan is to avoid spending more than 28 percent of the gross income on costs that pertain to housing and no more than 36 percent on all expenses and debts. Marina has a median income of about $80,278 for people who own homes. Based on that number, a maximum of $1,873 should be spent on expenses related to housing. Renters have a slightly different median income, which is $48,250. Based on this average, renters should spend no more than $1,126 on all rental costs if they want to maintain a non-impoverished standard of living.

California Sales Tax

State	General Sales Tax	With Max Surtax
California	7.25%	10.5%

California Income Tax

State	Income Tax (Low)	Income Tax (High)
California	1%	13.3%

Goods & Services

Item	Marina	National avg.	Difference
Haircut	$20.43	$20.27	0.8%
Beauty Salon	$58.44	$40.39	44.7%
Toothpaste	$3.19	$2.36	35.2%
Shampoo	$1.05	$1.08	2.8%
Movie	$12.23	$10.99	11.3%
Bowling	$17.98	$15.49	16.0%

Groceries

Item	Marina	National avg.	Difference
Ground Beef	$5.34	$4.30	24.3%
Fried Chicken	$1.33	$1.40	5.2%
Milk	$2.58	$2.20	16.9%
Potatoes	$2.48	$3.22	23.0%
Pizza	$14.00	$10.74	30.4%
Beer	$8.83	$9.60	8.0%

Health Care

Item	Marina	National avg.	Difference
Optometrist	$126.50	$109.73	15.3%
Doctor	$114.86	$118.34	2.9%
Dentist	$97.05	$100.94	3.9%
Ibuprofen	$10.31	$9.93	3.8%
Lipitor	$470.65	$469.53	0.2%

Housing

Item	Marina	National avg.	Difference
Home Price	$392,500.00	$184,700.00	112.5%
Avg. Mortgage Payment	$1,688.63	$1,229.62	37.3%
Apartment Rent	$1,198.00	$949.00	26.2%

Transportation

Item	Marina	National avg.	Difference
Gasoline	$3.84	$2.71	41.6%
Tire Balancing	$64.74	$51.86	24.8%

Utilities

Item	Marina	National avg.	Difference
All Electricity	$313.19	$170.84	83.3%
Phone	$179.08	$187.18	4.3%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Moss Landing, CA	118	112	12.4%
Castroville, CA	6,978	117	17.3%
Boronda, CA	1,381	123	23.3%
Salinas, CA	155,889	124	24.4%
Las Lomas, CA	3,047	134	34.1%
Marina, CA	20,816	135	34.6%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
New Hope, MN	20,819	104	4.5%
Merrick, NY	20,808	172	72.0%
Erie, CO	20,801	126	25.5%
Adrian, MI	20,800	87	12.9%
Monsey, NY	20,791	153	52.9%
Marina, CA	20,816	135	34.6%

Source: This data reflects 2021 and was released from C2ER in January, 2022; this is the most current data available.