| Index | Maplewood | Minnesota | National |
| Cost of living | 107 | 100 | 100 |
| Groceries | 100 | 100 | 100 |
| Health care | 98 | 100 | 100 |
| Housing | 122 | 100 | 100 |
| Transportation | 98 | 100 | 100 |
| Utilities | 106 | 104 | 100 |
| Lifestyle & Entertainment | 97 | 100 | 100 |
| Household Items | 101 | 100 | 100 |
| Education & Childcare | 104 | 99 | 100 |
Knowing the cost of living in Maplewood allows individuals to create a realistic budget. This helps them understand how their income will cover expenses and whether they need to make financial adjustments. The cost of living in any region can fluctuate due to various factors. To assess the cost of living consistently across different areas, a national average of 100 serves as the basis for the cost of living index. The cost of living in Maplewood stands at 107, marking it 7% higher than the national average.
The cost of living in Maplewood aligns closely with the national average when compared to other cities across the nation. Everyday essentials such as groceries, household expenses, health care and utility bills are priced at a level consistent with the average in similar urban areas. Maplewood residents can anticipate that their daily expenses won't be significantly higher than those in an average city, ensuring that the cost of living remains manageable.
Housing costs significantly influence the Maplewood cost of living index, typically accounting for a substantial portion of one's post-tax income. Regrettably, within this particular region, expenses related to both residential ownership and renting exceeded those observed in an average city by 22.3%. This entails elements such as housing and rental prices, mortgage interest rates and insurance costs.
Wondering if Maplewood is affordable? It's a question that often comes up when you're thinking about a new city since affordability can really shape your decisions. The cost of living index (covered earlier), housing expenses and income levels all play a part in the affordability equation. In Maplewood, for example, the median home price is 23.4% higher than what folks pay nationally, and monthly rent is 19.8% higher than the usual rates. Plus, income levels matter too, with Maplewood boasting a median household income of $109,585, which is 34.7% higher than the national average.
Subsidies: Certain cities or states may institute government subsidies or assistance programs designed to alleviate the financial burdens associated with the cost of living for their residents. These programs encompass a variety of support mechanisms, including Medicare, Medicaid, housing subsidies, low-income home energy assistance programs, school lunch programs, supplemental nutrition assistance programs, student loans, electric vehicle tax credits, affordable care act subsidies and farm subsidies. Areas that provide fewer subsidies may see an uptick in their overall cost of living.
Healthcare: The costs associated with healthcare and insurance premiums can exhibit notable disparities based on the city or state of residence. Access to healthcare facilities, out-of-pocket expenses for medical appointments, dental care charges, prescription medication costs and specialized medical care expenses all contribute to variations in the cost of living. In Maplewood, healthcare costs are 1.7% lower than the national average.
Housing: A sought-after location with high housing demand often leads to increased property values and rental rates, which can significantly inflate the overall cost of living. Conversely, areas with low housing demand, particularly in less desirable locales, tend to experience the opposite effect, causing prices to drop and contributing to a more affordable cost of living. In Maplewood, the housing index stands at 22.3% higher than the national average.
The cost of living data for Maplewood shown above is based on a U.S. average baseline score of 100, making it easier to compare how far your dollar may go from one city to another. Housing uses U.S. Census home price and rental data, while all remaining values are AI-assisted estimates informed by regional pricing, climate, transportation dynamics, and local economic factors. These scores are best used for directional comparisons between cities.
| Cost of living index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index | |
| Lifestyle index | |
| Household index | |
| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $140,262 | $11,689 | $3,273 | $4,208 |
| Renters | $65,101 | $5,425 | $1,519 | $1,953 |
| State | General Sales Tax | With Max Surtax |
| Minnesota | 6.875% | 7.875% |
| State | Income Tax (Low) | Income Tax (High) |
| Minnesota | 5.35% | 9.85% |
| City | Population | Cost of Living Index | National Avg. |
| Houlton, WI | 109 | 100 | 0.0% |
| Landfall, MN | 819 | 72 | 27.9% |
| South End, MN | 66 | 78 | 22.1% |
| Hilltop, MN | 1,045 | 80 | 20.0% |
| St. Anthony city (Stearns County), MN | 108 | 84 | 16.4% |
| Maplewood, MN | 41,599 | 107 | 6.7% |
| City | Population | Cost of Living Index | National Avg. |
| Hollister, CA | 41,570 | 154 | 54.1% |
| Charlottetown, PE | 41,537 | n/a | |
| Bullhead City, AZ | 41,684 | 97 | 3.5% |
| Westerville, OH | 41,698 | 106 | 5.7% |
| Spanish Fork, UT | 41,496 | 118 | 17.6% |
| Maplewood, MN | 41,599 | 107 | 6.7% |
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