| Index | Westerville | Ohio | National |
| Cost of living | 106 | 89 | 100 |
| Groceries | 96 | 97 | 100 |
| Health care | 97 | 96 | 100 |
| Housing | 129 | 74 | 100 |
| Transportation | 98 | 96 | 100 |
| Utilities | 94 | 96 | 100 |
| Lifestyle & Entertainment | 95 | 95 | 100 |
| Household Items | 95 | 97 | 100 |
| Education & Childcare | 92 | 93 | 100 |
The cost of living in Westerville affects the quality of life one can afford in this new location. It allows people to assess whether they can maintain their preferred lifestyle, including housing, leisure activities and dining options. Your total monthly expenditures can varry depending on the area, as well as many other factors. The cost of living in Westerville is 106, which is 6% higher than the national average. Knowledge of the cost of living can help individuals make informed decisions about retirement savings, investments, and financial goals.
In Westerville, daily expenses such as food, housing, lifestyle expenses, transportation and health care are in line with comparable areas and about average when compared to all cities across the nation. This ensures that the cost of living in Westerville will resemble that of an average city, contributing to a manageable cost of living.
Housing costs significantly influence the Westerville cost of living index, typically accounting for a substantial portion of one's post-tax income. Regrettably, within this particular region, expenses related to both residential ownership and renting exceeded those observed in an average city by 29.3%. This entails elements such as housing and rental prices, mortgage interest rates and insurance costs.
Is Westerville an affordable place to live? That's a valid question to ask when you're thinking about moving to a new city. After all, how much it costs to live somewhere can be a huge factor in your decision. Affordability can be broken down into 3 common categories. The cost of living index (we talked about it earlier), housing expenses and income levels all play a big role in figuring out if a place is affordable. For instance, in Westerville, the median home price is 34.8% higher than what most folks pay across the country, and monthly rent prices are 16.4% higher than the usual rates. Income levels in Westerville come in at $138,116, which is 69.8% higher than the national average.
Healthcare: Healthcare costs and insurance premiums can fluctuate greatly based on the city or state. Access to healthcare facilities, out-of-pocket expenses for doctor\’s visits, dentist costs, medication costs and specialized care costs can all impact the cost of living. In Westerville, the healthcare costs are 3.2% lower than the national average.
Groceries: The costs associated with groceries have witnessed substantial increases over the past 2-3 years. In select markets, food prices have escalated by more than 20% during this timeframe, whereas others have seen more restrained upticks. The variances in food expenses can exert a considerable influence on the overall cost of living in a given locale. In Westerville, the groceries index is 3.8% lower than the national average.
Housing: A sought-after location with high housing demand often leads to increased property values and rental rates, which can significantly inflate the overall cost of living. Conversely, areas with low housing demand, particularly in less desirable locales, tend to experience the opposite effect, causing prices to drop and contributing to a more affordable cost of living. In Westerville, the housing index stands at 29.3% higher than the national average.
The Westerville cost of living data displayed above uses a U.S. average baseline of 100 to provide a practical way to compare living expenses across cities. Housing estimates incorporate U.S. Census home price and rental data, while all other values are generated using AI-assisted models based on everyday expense expectations, regional pricing trends, climate, transportation patterns, and local economic conditions. These values are designed for directional city-to-city comparisons.
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| Household index | |
| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $157,131 | $13,094 | $3,666 | $4,714 |
| Renters | $78,201 | $6,517 | $1,825 | $2,346 |
| State | General Sales Tax | With Max Surtax |
| Ohio | 5.75% | 8% |
| State | Income Tax (Low) | Income Tax (High) |
| Ohio | 2.76% | 3.99% |
| City | Population | Cost of Living Index | National Avg. |
| Kilbourne, OH | 14 | 96 | 4.2% |
| Hartford, OH | 362 | 86 | 14.4% |
| Whitehall, OH | 19,429 | 87 | 13.0% |
| Lincoln Village, OH | 9,792 | 89 | 10.8% |
| Valleyview, OH | 697 | 91 | 8.6% |
| Westerville, OH | 41,698 | 106 | 5.7% |
| City | Population | Cost of Living Index | National Avg. |
| Bullhead City, AZ | 41,684 | 97 | 3.5% |
| Coram, NY | 41,733 | 133 | 32.8% |
| Florence, AL | 41,756 | 89 | 11.0% |
| Timmins, ON | 41,763 | n/a | |
| Newnan, GA | 41,765 | 106 | 5.8% |
| Westerville, OH | 41,698 | 106 | 5.7% |
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