A+
17%
Overall NAT. AVG.
3%
Groceries NAT. AVG.
49%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Mansfield Ohio National
Cost of living8389100
Groceries9797100
Health care9896100
Housing5174100
Transportation9496100
Utilities9596100
Lifestyle & Entertainment9595100
Household Items9797100
Education & Childcare9593100
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An Overview of Cost of Living in Mansfield, OH

The cost of living in Mansfield affects the quality of life one can afford in this new location. It allows people to assess whether they can maintain their preferred lifestyle, including housing, leisure activities and dining options. Your total monthly expenditures can varry depending on the area, as well as many other factors. The cost of living in Mansfield is 83, which is 17% lower than the national average. Knowledge of the cost of living can help individuals make informed decisions about retirement savings, investments, and financial goals.

Housing expenses can absorb a substantial portion of your net income, sometimes exceeding 30%. Thankfully, Mansfield stands out by reporting housing costs that are 48.7% lower than the national average. This signifies that both homeownership and rental expenses in this region are considerably more budget-friendly compared to the rest of the country. With such favorable housing affordability, residents of Mansfield can allocate a more reasonable portion of their income to housing, allowing for greater financial flexibility.

Is Mansfield Affordable?

Is Mansfield affordable? It's a key consideration when pondering a move, as affordability often shapes your choices. The cost of living index (we discussed it earlier), coupled with housing costs and income levels, serves as the cornerstone for determining a location's affordability. Take Mansfield, for instance, where the median home price falls 55.2% lower than the national average, and monthly rent rates are 33.8% lower than usual. Additionally, median income levels contribute to the equation, with Mansfield flaunting a median household income of $53,942, 33.7% lower than the national norm.

What Factors can Influence the Cost of Living in Mansfield?

Housing: A sought-after location with high housing demand often leads to increased property values and rental rates, which can significantly inflate the overall cost of living. Conversely, areas with low housing demand, particularly in less desirable locales, tend to experience the opposite effect, causing prices to drop and contributing to a more affordable cost of living. In Mansfield, the housing index stands at 48.7% lower than the national average.

Utilities: Much like any other costs, utility expenses can exhibit considerable variations, influenced by factors such as climate, available energy sources, geographic location and state regulations. The costs associated with electricity, water, heating, and waste disposal can vary significantly depending on the city or state in question. In Mansfield, the utilities index stands at 4.8% lower than the national average.

Urbanization: Larger, urban areas boasting abundant amenities and robust employment prospects often exhibit a heightened cost of living, driven by the increased demand for services and residential relocation. Consequently, this leads to elevated home prices and higher rental rates. In contrast, sparsely populated rural locales or regions marked by diminished demand typically offer a more limited range of amenities and experience slower job market expansion. This translates into a more affordable cost of living.

Where is the Data From?

The Mansfield cost of living data displayed above uses a U.S. average baseline of 100 to provide a practical way to compare living expenses across cities. Housing estimates incorporate U.S. Census home price and rental data, while all other values are generated using AI-assisted models based on everyday expense expectations, regional pricing trends, climate, transportation patterns, and local economic conditions. These values are designed for directional city-to-city comparisons.

Cost Of Living Quick Facts

  • The cost of living in Mansfield is 8% lower than the Ohio average
  • The cost of living in Mansfield is 17% lower than the national average
  • Mansfield housing is 49% lower than the national average
  • Ohio general sales tax is 13% higher than the national average
  • Ohio state income tax is 6% higher than the national average

Most Affordable Places to Live in and Around Mansfield

See all the best places to live around Mansfield

Compare Mansfield, OH Cost of Living

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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$71,643$5,970$1,672$2,150
      Renters$37,651$3,138$878$1,130
      The affordability of the housing market in Mansfield, OH as well as the overall cost of living can be predicted by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should be spent on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Mansfield homeowners, the median income is $71,643. This indicates that a monthly maximum of $1,672 should be spent by homeowners on all housing related costs. Renters have a median income of $37,651. This indicates that renters would have a maximum of $878 for their rent related monthly costs.

      Ohio Sales Tax

      State General Sales Tax With Max Surtax
      Ohio 5.75% 8%

      Ohio Income Tax

      State Income Tax (Low) Income Tax (High)
      Ohio 2.76% 3.99%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Tiro, OH2267921.3%
      Crestline, OH4,5298119.0%
      Galion, OH10,2318218.0%
      Savannah, OH3318317.4%
      Perrysville, OH7488316.6%
      Mansfield, OH48,0588317.5%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Potomac, MD48,01519898.1%
      Victoriaville, QC48,167n/a 
      Alexandria, LA48,170936.8%
      Titusville, FL47,8991011.1%
      Euclid, OH48,2758515.0%
      Mansfield, OH48,0588317.5%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.