| Index | Galion | Ohio | National |
| Cost of living | 82 | 89 | 100 |
| Groceries | 97 | 97 | 100 |
| Health care | 98 | 96 | 100 |
| Housing | 50 | 74 | 100 |
| Transportation | 94 | 96 | 100 |
| Utilities | 95 | 96 | 100 |
| Lifestyle & Entertainment | 95 | 95 | 100 |
| Household Items | 97 | 97 | 100 |
| Education & Childcare | 95 | 93 | 100 |
The cost of living in Galion affects the quality of life one can afford in this new location. It allows people to assess whether they can maintain their preferred lifestyle, including housing, leisure activities and dining options. Your total monthly expenditures can varry depending on the area, as well as many other factors. The cost of living in Galion is 82, which is 18% lower than the national average. Knowledge of the cost of living can help individuals make informed decisions about retirement savings, investments, and financial goals.
Housing costs often consume a significant share of your take-home income, often surpassing 30%. Fortunately, Galion distinguishes itself by reporting housing expenses that are 50.4% below the national average. This indicates that both owning a home and renting in this area are notably more budget-friendly compared to the rest of the nation. With such favorable housing affordability, residents of Galion can allocate more of their income to housing, enhancing their financial flexibility.
Is Galion an affordable place to live? It's a good question and one that you might want to ask when considering any new city, as affordability can play a huge role in the decision making process. The cost of living index (which we covered above), as well as housing costs and income levels play a vital role in determining the affordability of an area. The median home price in Galion is 57.5% lower than the national average, while the average monthly rent prices are 33.9% lower than average. The affordability of any location can also be influenced by median income levels. Galion has a median household income of $53,605, which is 34.1% lower than the national average.
Subsidies: Some cities and states may extend government subsidies or aid programs aimed at reducing the cost of living for their residents. These initiatives encompass diverse forms of support, including Medicare, Medicaid, housing subsidies, low-income home energy assistance programs, school lunch programs, supplemental nutrition assistance programs, student loans, electric vehicle tax credits, affordable care act subsidies and farm subsidies. Regions with limited subsidy provisions may witness an increase in their overall cost of living.
Transportation: When public transportation options are limited or non-existent, residents frequently resort to vehicle ownership, which can significantly contribute to the overall cost of living. Monthly financial obligations encompass fuel, insurance, regular maintenance and potentially lease or financing expenses. In Galion, the transportation index is 6% lower than the national average.
Housing: Elevated demand for housing within coveted locales has the propensity to escalate both property values and rental rates, thereby serving as a primary catalyst for an augmented cost of living. Conversely, areas witnessing diminished housing demand, particularly within less desirable environs, often experience an inversely proportional effect, leading to price reductions and subsequently contributing to a more modest cost of living. In Galion, the housing index is 50.4% lower than the national average.
The cost of living estimates displayed for Galion are modeled using a U.S. average baseline of 100, helping provide a useful comparison of local living expenses. Housing calculations include U.S. Census home price and rental data, while all other values are AI-assisted estimates based on regional cost patterns, climate, transportation, and everyday spending expectations. These values are intended for directional comparisons across cities.
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| Groceries index | |
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| Household index | |
| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $77,940 | $6,495 | $1,818 | $2,338 |
| Renters | $37,683 | $3,140 | $879 | $1,131 |
| State | General Sales Tax | With Max Surtax |
| Ohio | 5.75% | 8% |
| State | Income Tax (Low) | Income Tax (High) |
| Ohio | 2.76% | 3.99% |
| City | Population | Cost of Living Index | National Avg. |
| Sulphur Springs, OH | 162 | 96 | 4.1% |
| Tiro, OH | 226 | 79 | 21.3% |
| Crestline, OH | 4,529 | 81 | 19.0% |
| Mansfield, OH | 48,058 | 83 | 17.5% |
| North Robinson, OH | 424 | 83 | 17.3% |
| Galion, OH | 10,231 | 82 | 18.0% |
| City | Population | Cost of Living Index | National Avg. |
| Clay, AL | 10,231 | 96 | 3.7% |
| Kapaa, HI | 10,232 | 168 | 67.8% |
| Westgate, FL | 10,229 | 102 | 2.3% |
| Jesup, GA | 10,229 | 90 | 10.0% |
| Northampton, PA | 10,228 | 99 | 0.5% |
| Galion, OH | 10,231 | 82 | 18.0% |
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