| Index | Garfield | Texas | National |
| Cost of living | 86 | 92 | 100 |
| Goods & Services | 101 | 97 | 100 |
| Groceries | 92 | 91 | 100 |
| Health care | 105 | 95 | 100 |
| Housing | 61 | 83 | 100 |
| Transportation | 86 | 94 | 100 |
| Utilities | 95 | 103 | 100 |
| Cost of living index | |
| Goods & Services index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $49,609 | $4,134 | $1,157 | $1,488 |
| Renters | $0 | $0 | $0 | $0 |
| State | General Sales Tax | With Max Surtax |
| Texas | 6.25% | 8.25% |
| State | Income Tax (Low) | Income Tax (High) |
| Texas | 0% | 0% |
| Item | Garfield | National avg. | Difference |
| Haircut | $27.95 | $20.27 | 37.9% |
| Beauty Salon | $49.66 | $40.39 | 22.9% |
| Toothpaste | $2.15 | $2.36 | 8.7% |
| Shampoo | $0.95 | $1.08 | 11.7% |
| Movie | $12.14 | $10.99 | 10.5% |
| Bowling | $17.87 | $15.49 | 15.3% |
| Item | Garfield | National avg. | Difference |
| Ground Beef | $3.27 | $4.30 | 23.8% |
| Fried Chicken | $1.15 | $1.40 | 18.1% |
| Milk | $1.98 | $2.20 | 10.0% |
| Potatoes | $3.65 | $3.22 | 13.4% |
| Pizza | $11.33 | $10.74 | 5.5% |
| Beer | $10.08 | $9.60 | 5.0% |
| Item | Garfield | National avg. | Difference |
| Optometrist | $118.24 | $109.73 | 7.8% |
| Doctor | $111.36 | $118.34 | 5.9% |
| Dentist | $119.12 | $100.94 | 18.0% |
| Ibuprofen | $8.79 | $9.93 | 11.5% |
| Lipitor | $473.25 | $469.53 | 0.8% |
| Item | Garfield | National avg. | Difference |
| Home Price | $82,900.00 | $184,700.00 | 55.1% |
| Avg. Mortgage Payment | $1,287.23 | $1,229.62 | 4.7% |
| Apartment Rent | $921.00 | $949.00 | 3.0% |
| Item | Garfield | National avg. | Difference |
| Gasoline | $2.39 | $2.71 | 11.8% |
| Tire Balancing | $43.10 | $51.86 | 16.9% |
| Item | Garfield | National avg. | Difference |
| All Electricity | $155.01 | $170.84 | 9.3% |
| Phone | $188.86 | $187.18 | 0.9% |
| City | Population | Cost of Living Index | National Avg. |
| Elgin, TX | 8,756 | 89 | 11.0% |
| Niederwald, TX | 576 | 91 | 8.9% |
| Mustang Ridge, TX | 1,192 | 92 | 8.0% |
| Webberville, TX | 529 | 92 | 7.9% |
| Bastrop, TX | 7,909 | 92 | 7.6% |
| Garfield, TX | 1,663 | 86 | 14.3% |
| City | Population | Cost of Living Index | National Avg. |
| Hemlock, MI | 1,663 | 86 | 14.4% |
| Canby, MN | 1,663 | 78 | 22.0% |
| Glen Gardner, NJ | 1,663 | 108 | 7.9% |
| Macdonald, Meredith and Aberdeen Additional, ON | 1,663 | n/a | |
| Kersey, CO | 1,664 | 94 | 5.7% |
| Garfield, TX | 1,663 | 86 | 14.3% |
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