Cost of Living in Garfield, TX

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A+
2%
Overall NAT. AVG.
0%
Groceries NAT. AVG.
2%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Garfield Texas National
Cost of living10294100
Groceries10098100
Health care10298100
Housing10283100
Transportation9998100
Utilities109103100
Lifestyle & Entertainment10398100
Household Items9998100
Education & Childcare10398100
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Homes For Sale In Garfield, TX

property for sale

3122 River Rd

Cedar Creek, TX
property for sale

16001 Richards Dr

Del Valle, TX
property for sale

2711 Citation Dr

Del Valle, TX
property for sale

2902 Caldwell Ln Unit A

Del Valle, TX

Cost Of Living Quick Facts

  • The cost of living in Garfield is 8% higher than the Texas average
  • The cost of living in Garfield is 2% higher than the national average
  • Garfield housing is 2% higher than the national average
  • Texas general sales tax is 22% higher than the national average
  • Texas state income tax is 100% lower than the national average

Most Affordable Places to Live in and Around Garfield

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Compare Garfield, TX Cost of Living

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      Salary Calculator

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      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$87,023$7,252$2,030$2,611
      Renters$0$0$0$0

      Texas Sales Tax

      State General Sales Tax With Max Surtax
      Texas 6.25% 8.25%

      Texas Income Tax

      State Income Tax (Low) Income Tax (High)
      Texas 0% 0%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Niederwald, TX669937.2%
      Mustang Ridge, TX1,265973.0%
      Elgin, TX10,490982.3%
      Wyldwood, TX3,7351000.4%
      Webberville, TX4111065.7%
      Garfield, TX2,5601021.9%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      West Dennis, MA2,55913535.4%
      South Bloomfield, OH2,559945.6%
      Poynette, WI2,5591000.2%
      Fennimore, WI2,5618613.7%
      Fort Smith, NT2,561n/a 
      Garfield, TX2,5601021.9%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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