Cost of Living in Camp Swift, TX

Get 300+ Local Insights for Any Address in Camp Swift, TX

Get Access to 300+ Local Data Points
A+
11%
Overall NAT. AVG.
1%
Groceries NAT. AVG.
33%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Camp Swift Texas National
Cost of living8994100
Groceries10198100
Health care9998100
Housing6783100
Transportation9898100
Utilities103103100
Lifestyle & Entertainment9498100
Household Items9898100
Education & Childcare9398100
Does this Area Fit Your Budget? Local Insights Report
  • Know the community before you call it home
  • Compare multiple areas side by side
  • Access over 300 data points for any address
Local Insights Report

Homes For Sale In Camp Swift, TX

property for sale

175 Ash St

Bastrop, TX
property for sale

242 Cody Ln

Bastrop, TX
property for sale

319 Green Oaks Dr

Bastrop, TX
property for sale

TBD Holiday Dr

Camp Swift, TX

Cost Of Living Quick Facts

  • The cost of living in Camp Swift is 6% lower than the Texas average
  • The cost of living in Camp Swift is 11% lower than the national average
  • Camp Swift housing is 33% lower than the national average
  • Texas general sales tax is 22% higher than the national average
  • Texas state income tax is 100% lower than the national average

Most Affordable Places to Live in and Around Camp Swift

See all the best places to live around Camp Swift

Compare Camp Swift, TX Cost of Living

City Image
    City Default Image
      vs
      How would you rate the cost of living in Camp Swift?
      Write a review to give others more information about this area.
      Is the cost of living increasing or decreasing in Camp Swift?
      Write a review to give others more information about this area.
      See all Camp Swift poll results

      The best places in Texas

      Here are the best places to live in TexasCheck out the 10 most dangerous cities in TexasMost Dangerous Cities In The USMost Dangerous States In The US
      Best Places in Texas

      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$79,294$6,608$1,850$2,379
      Renters$65,699$5,475$1,533$1,971
      A good way to judge both the affordability of the housing and the cost of living in Camp Swift is by simply calculating the maximum that should be spent on housing, otherwise known as the debt-to-income ratio (DTI). The plan is to avoid spending more than 28 percent of the gross income on costs that pertain to housing and no more than 36 percent on all expenses and debts. Camp Swift has a median income of about $79,294 for people who own homes. Based on that number, a maximum of $1,850 should be spent on expenses related to housing. Renters have a slightly different median income, which is $65,699. Based on this average, renters should spend no more than $1,533 on all rental costs if they want to maintain a non-impoverished standard of living.

      Texas Sales Tax

      State General Sales Tax With Max Surtax
      Texas 6.25% 8.25%

      Texas Income Tax

      State Income Tax (Low) Income Tax (High)
      Texas 0% 0%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Smithville, TX4,596981.9%
      Elgin, TX10,490982.3%
      Wyldwood, TX3,7351000.4%
      Circle D-KC Estates, TX2,8191010.6%
      McDade, TX1,3321011.1%
      Camp Swift, TX6,6888911.2%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      East Rochester, NY6,688972.7%
      Nitro, WV6,6888514.6%
      Lincroft, NJ6,69215049.9%
      Buena Vista, VA6,692954.8%
      Bronxville, NY6,682234133.6%
      Camp Swift, TX6,6888911.2%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
      General
      For Professionals
      Follow Us
      AV on Twitter AV on Facebook
      © AreaVibes Inc. 2010-2026