Cost of Living in Manitou Springs, CO

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F
33%
Overall NAT. AVG.
5%
Groceries NAT. AVG.
92%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Manitou Springs Colorado National
Cost of living133115100
Groceries105104100
Health care109107100
Housing192136100
Transportation111106100
Utilities111108100
Lifestyle & Entertainment106107100
Household Items106105100
Education & Childcare113111100
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Homes For Sale In Manitou Springs, CO

property for sale

13 Oak Pl

Manitou Springs, CO
property for sale

6840 Eagle Mountain Rd

Manitou Springs, CO
property for sale

376 Pilot Knob Ave

Manitou Springs, CO
property for sale

819 Duclo Ave

Manitou Springs, CO

Cost Of Living Quick Facts

  • The cost of living in Manitou Springs is 16% higher than the Colorado average
  • The cost of living in Manitou Springs is 33% higher than the national average
  • Manitou Springs housing is 92% higher than the national average
  • Colorado general sales tax is 43% lower than the national average
  • Colorado state income tax is 69% higher than the national average

Most Affordable Places to Live in and Around Manitou Springs

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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$148,032$12,336$3,454$4,441
      Renters$41,397$3,450$966$1,242
      A good way to judge both the affordability of the housing and the cost of living in Manitou Springs is by simply calculating the maximum that should be spent on housing, otherwise known as the debt-to-income ratio (DTI). The plan is to avoid spending more than 28 percent of the gross income on costs that pertain to housing and no more than 36 percent on all expenses and debts. Manitou Springs has a median income of about $148,032 for people who own homes. Based on that number, a maximum of $3,454 should be spent on expenses related to housing. Renters have a slightly different median income, which is $41,397. Based on this average, renters should spend no more than $966 on all rental costs if they want to maintain a non-impoverished standard of living.

      Colorado Sales Tax

      State General Sales Tax With Max Surtax
      Colorado 2.9% 10%

      Colorado Income Tax

      State Income Tax (Low) Income Tax (High)
      Colorado 4.4% 4.4%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Divide, CO1321088.4%
      Goldfield, CO648910.8%
      Victor, CO463982.4%
      Cripple Creek, CO1,010991.3%
      Stratmoor, CO6,1261066.2%
      Manitou Springs, CO5,55613333.4%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Vinita, OK5,5568415.6%
      Chester, SC5,5568217.7%
      Berlin, WI5,5558911.5%
      Cavalero, WA5,55714242.3%
      West Pleasant View, CO5,55912424.3%
      Manitou Springs, CO5,55613333.4%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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