Cost of Living in Manistee, MI

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11%
Overall NAT. AVG.
1%
Groceries NAT. AVG.
33%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Manistee Michigan National
Cost of living8991100
Groceries10098100
Health care9697100
Housing6776100
Transportation9596100
Utilities102100100
Lifestyle & Entertainment9596100
Household Items9998100
Education & Childcare10195100
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Homes For Sale In Manistee, MI

property for sale

315 5th Ave #17

Manistee, MI
property for sale

361 Piney Rd

Manistee, MI
property for sale

2029 12th St

Manistee, MI
property for sale

3088 Nelson St

Manistee, MI
See the Newest Homes For Sale In Manistee, MI

Cost Of Living Quick Facts

  • The cost of living in Manistee is 2% lower than the Michigan average
  • The cost of living in Manistee is 11% lower than the national average
  • Manistee housing is 33% lower than the national average
  • Michigan general sales tax is 18% higher than the national average
  • Michigan state income tax is 64% higher than the national average

Most Affordable Places to Live in and Around Manistee

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Compare Manistee, MI Cost of Living

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      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$87,181$7,265$2,034$2,616
      Renters$35,896$2,991$838$1,077
      The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Manistee, MI, as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Manistee homeowners, is $87,181. This would allow for a maximum of $2,034 per month to be spent on housing costs. For renters, the median monthly income is $35,896 which would result in a maximum of $838 to be spent on rental costs.

      Michigan Sales Tax

      State General Sales Tax With Max Surtax
      Michigan 6% 6%

      Michigan Income Tax

      State Income Tax (Low) Income Tax (High)
      Michigan 4.25% 4.25%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Filer City, MI68973.1%
      Fountain, MI2217920.7%
      Free Soil, MI1038217.8%
      Eastlake, MI3878316.8%
      Parkdale, MI7638614.2%
      Manistee, MI6,3608911.3%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Fort Meade, FL6,360909.7%
      South Monroe, MI6,3599010.2%
      East Falmouth, MA6,36213737.3%
      Holly, MI6,3578910.7%
      Beauceville, QC6,357n/a 
      Manistee, MI6,3608911.3%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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