Cost of Living in Manchester, WA

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F
28%
Overall NAT. AVG.
8%
Groceries NAT. AVG.
73%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Manchester Washington National
Cost of living128119100
Groceries108107100
Health care109109100
Housing173138100
Transportation111112100
Utilities108110100
Lifestyle & Entertainment109112100
Household Items105107100
Education & Childcare114117100
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Homes For Sale In Manchester, WA

property for sale

7009 E Dakota St

Port Orchard, WA
property for sale

2417 Cedar St E

Port Orchard, WA
property for sale

7621 E Alki View Ct

Port Orchard, WA
property for sale

1707 Ginger Pl E

Port Orchard, WA

Cost Of Living Quick Facts

  • The cost of living in Manchester is 8% higher than the Washington average
  • The cost of living in Manchester is 28% higher than the national average
  • Manchester housing is 73% higher than the national average
  • Washington general sales tax is 27% higher than the national average
  • Washington state income tax is 100% lower than the national average

Most Affordable Places to Live in and Around Manchester

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Compare Manchester, WA Cost of Living

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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$130,378$10,865$3,042$3,912
      Renters$93,469$7,789$2,181$2,804
      A good way to judge both the affordability of the housing and the cost of living in Manchester is by simply calculating the maximum that should be spent on housing, otherwise known as the debt-to-income ratio (DTI). The plan is to avoid spending more than 28 percent of the gross income on costs that pertain to housing and no more than 36 percent on all expenses and debts. Manchester has a median income of about $130,378 for people who own homes. Based on that number, a maximum of $3,042 should be spent on expenses related to housing. Renters have a slightly different median income, which is $93,469. Based on this average, renters should spend no more than $2,181 on all rental costs if they want to maintain a non-impoverished standard of living.

      Washington Sales Tax

      State General Sales Tax With Max Surtax
      Washington 6.5% 10.4%

      Washington Income Tax

      State Income Tax (Low) Income Tax (High)
      Washington 0% 0%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Belfair, WA4,6591087.9%
      Navy Yard City, WA3,04911010.0%
      Erlands Point-Kitsap Lake, WA3,19611211.7%
      East Port Orchard, WA5,18711817.8%
      Bremerton, WA42,88011918.8%
      Manchester, WA6,24912828.1%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Silver Lakes, CA6,24812120.6%
      Laie, HI6,246208108.3%
      Elmwood, LA6,2461033.3%
      University at Buffalo, NY6,24611414.0%
      Greenwood, MO6,2431011.3%
      Manchester, WA6,24912828.1%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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