F
Overall 85%
Goods & Services 26%
Housing 187%
Date & Last Updated: This data reflects 2019 and was released from C2ER in January, 2020; this is the most current data available.
The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
IndexLaieHawaiiNational
Cost of living185176100
Goods & Services126127100
Groceries161156100
Health care120120100
Housing287250100
Transportation136141100
Utilities185194100

Key findings

  • The cost of living in Laie is 6% higher than the Hawaii average
  • The cost of living in Laie is 85% higher than the national average
  • Laie housing is 187% higher than the national average
  • Hawaii general sales tax is 18% lower than the national average
  • Hawaii state income tax is 43% lower than the national average

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Compare Laie, HI Cost of Living

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      Price difference in compared to
      Cost of living index
      Goods & Services index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index

      Median Income & Debt-To-Income Ratio

      Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
      Owners$123,068$10,256$2,871$3,692
      Renters$86,484$7,207$2,018$2,595
      The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Laie, HI, as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Laie homeowners, is $123,068. This would allow for a maximum of $2,871 per month to be spent on housing costs. For renters, the median monthly income is $86,484 which would result in a maximum of $2,018 to be spent on rental costs.

      Hawaii Sales Tax

      StateGeneral Sales TaxWith Max Surtax
      Hawaii4.166%4.712%

      Hawaii Income Tax

      StateIncome Tax (Low)Income Tax (High)
      Hawaii1.4%11%

      Goods & Services

      ItemLaieNational avg.Difference
      Haircut $17.80$17.491.8%
      Beauty Salon $72.00$38.1788.6%
      Toothpaste $3.62$2.3256.0%
      Shampoo $1.76$1.0173.9%
      Movie $12.24$10.7214.1%
      Bowling $18.20$13.8631.3%

      Groceries

      ItemLaieNational avg.Difference
      Ground Beef $5.11$3.9031.0%
      Fried Chicken $2.14$1.4053.3%
      Milk $3.92$1.9699.8%
      Potatoes $10.17$3.18219.5%
      Pizza $13.99$10.3934.6%
      Beer $9.59$9.233.9%

      Health Care

      ItemLaieNational avg.Difference
      Optometrist $176.10$106.3465.6%
      Doctor $149.60$115.2529.8%
      Dentist $102.00$98.383.7%
      Ibuprofen $13.41$9.2644.8%
      Lipitor $531.25$466.4713.9%

      Housing

      ItemLaieNational avg.Difference
      Home Price $641,700.00$184,700.00247.4%
      Avg. Mortgage Payment $4,947.54$1,273.32288.6%
      Apartment Rent $1,381.00$949.0045.5%

      Transportation

      ItemLaieNational avg.Difference
      Gasoline $3.60$2.5938.9%
      Tire Balancing $65.80$48.9034.6%

      Utilities

      ItemLaieNational avg.Difference
      All Electricity$430.16$167.60156.7%
      Phone $173.45$163.426.1%
      Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

      Nearby cities with low cost of living

      City, StatePopulationCost of Living IndexNational Avg.
      Waipio Acres, HI5,16915353%
      Kawela Bay, HI27416363%
      Kahuku, HI2,48616565%
      Whitmore Village, HI4,57016767%
      Wahiawa, HI17,69616969%
      Laie, HI5,78218585%

      Cities with similar population

      City, StatePopulationCost of Living IndexNational Avg.
      Siesta Key, FL5,78216060%
      Palermo, CA5,7831088%
      Hingham, MA5,77718383%
      Sandersville, GA5,77685-15%
      Robertsdale, AL5,77695-5%
      Laie, HI5,78218585%
      Source: The Laie, HI cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for 2019.