Cost of Living in Madras, OR

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A+
4%
Overall NAT. AVG.
3%
Groceries NAT. AVG.
1%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Madras Oregon National
Cost of living104111100
Groceries103104100
Health care102105100
Housing101124100
Transportation105106100
Utilities108106100
Lifestyle & Entertainment109107100
Household Items103104100
Education & Childcare111109100
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Homes For Sale In Madras, OR

property for sale

977 SE Strawberry Ln

Madras, OR
property for sale

951 SE Rancho Ln

Madras, OR
property for sale

587 NE Mitchell ST #162

Madras, OR
property for sale

720 SW 1st St

Madras, OR
See the Newest Homes For Sale In Madras, OR

Cost Of Living Quick Facts

  • The cost of living in Madras is 6% lower than the Oregon average
  • The cost of living in Madras is 4% higher than the national average
  • Madras housing is 1% higher than the national average
  • Oregon general sales tax is 100% lower than the national average
  • Oregon state income tax is 83% higher than the national average

Most Affordable Places to Live in and Around Madras

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Compare Madras, OR Cost of Living

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$97,567$8,131$2,276$2,927
      Renters$38,330$3,194$894$1,150
      The percentage of monthly income spent on housing related expenses can help predict the affordability of housing in Madras, OR, as well as what the overall cost of living might be. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payments and not more than 36 percent of income on all expenses and debts. In Madras, homeowners have a median income of $97,567. Using that number, a maximum of $2,276 per month should be allocated to housing expenses. For those who are renting instead of owning, the median income is $38,330, which means there is a maximum of $894 to be spent on the costs of renting a home or apartment.

      Oregon Sales Tax

      State General Sales Tax With Max Surtax
      Oregon 0% 0%

      Oregon Income Tax

      State Income Tax (Low) Income Tax (High)
      Oregon 4.75% 9.9%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Warm Springs, OR2,8018910.5%
      Metolius, OR9611000.3%
      Culver, OR2,0751054.6%
      Madras, OR7,1401044.1%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Westmere, NY7,13911918.6%
      Oak Ridge, NC7,13813837.5%
      Great Neck Plaza, NY7,14213938.5%
      Sturgis, SD7,137946.4%
      Piñon Hills, CA7,13612120.9%
      Madras, OR7,1401044.1%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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