Cost of Living in Oak Ridge, NC

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F
38%
Overall NAT. AVG.
3%
Groceries NAT. AVG.
121%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Oak Ridge North Carolina National
Cost of living13896100
Groceries103100100
Health care10399100
Housing22188100
Transportation10299100
Utilities10299100
Lifestyle & Entertainment96100100
Household Items99100100
Education & Childcare106100100
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Homes For Sale In Oak Ridge, NC

property for sale

2405 Oak Ridge Rd

Oak Ridge, NC
property for sale

7572 Haw Meadows Dr

Kernersville, NC
property for sale

6701 Honeycutt Reserve Dr

Oak Ridge, NC
property for sale

8124 E Harrell Rd

Oak Ridge, NC

Cost Of Living Quick Facts

  • The cost of living in Oak Ridge is 43% higher than the North Carolina average
  • The cost of living in Oak Ridge is 38% higher than the national average
  • Oak Ridge housing is 121% higher than the national average
  • North Carolina general sales tax is 7% lower than the national average
  • North Carolina state income tax is 83% higher than the national average

Most Affordable Places to Live in and Around Oak Ridge

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$194,235$16,186$4,532$5,828
      Renters$126,592$10,549$2,954$3,798
      The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Oak Ridge, NC, as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Oak Ridge homeowners, is $194,235. This would allow for a maximum of $4,532 per month to be spent on housing costs. For renters, the median monthly income is $126,592 which would result in a maximum of $2,954 to be spent on rental costs.

      North Carolina Sales Tax

      State General Sales Tax With Max Surtax
      North Carolina 4.75% 7.5%

      North Carolina Income Tax

      State Income Tax (Low) Income Tax (High)
      North Carolina 4.75% 4.75%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Walnut Cove, NC2,1618910.7%
      Germanton, NC1,160937.1%
      Walkertown, NC5,289936.8%
      Winston-Salem, NC255,400945.7%
      Midway, NC4,989945.5%
      Oak Ridge, NC7,13813837.5%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Sturgis, SD7,137946.4%
      Westmere, NY7,13911918.6%
      Piñon Hills, CA7,13612120.9%
      Marshall, MI7,1369010.2%
      Herkimer, NY7,136945.8%
      Oak Ridge, NC7,13813837.5%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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