Cost of Living in Sturgis, SD

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6%
Overall NAT. AVG.
0%
Groceries NAT. AVG.
18%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Sturgis South Dakota National
Cost of living9492100
Groceries10099100
Health care9897100
Housing8277100
Transportation9896100
Utilities102103100
Lifestyle & Entertainment9694100
Household Items9796100
Education & Childcare9898100
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Homes For Sale In Sturgis, SD

property for sale

1900 Pine St

Sturgis, SD
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20776 Boulder Creek Rd

Sturgis, SD
property for sale

2310 Malibu Loop

Sturgis, SD
property for sale

1102 Paisley Ter

Sturgis, SD
See the Newest Homes For Sale In Sturgis, SD

Cost Of Living Quick Facts

  • The cost of living in Sturgis is 2% higher than the South Dakota average
  • The cost of living in Sturgis is 6% lower than the national average
  • Sturgis housing is 18% lower than the national average
  • South Dakota general sales tax is 12% lower than the national average
  • South Dakota state income tax is 100% lower than the national average

Most Affordable Places to Live in and Around Sturgis

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$84,944$7,079$1,982$2,549
      Renters$47,618$3,968$1,111$1,429
      To approximate the cost of living and the housing affordability in Sturgis, SD, we can look at the percentage of income that is available to be spent on monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side, a consumer should not spend more than 28% of his or her gross income on housing-related expenses and costs and not more than 36% of income on all expenses and debts. Homeowners in Sturgis have a median income of $84,944. Therefore, the amount that a consumer should spend on housing costs should be no more than $1,982 per month to avoid calamity and poverty. The renters in the city have an income of about $47,618, which would make their monthly maximum allowable rental costs $1,111.

      South Dakota Sales Tax

      State General Sales Tax With Max Surtax
      South Dakota 4.5% 6%

      South Dakota Income Tax

      State Income Tax (Low) Income Tax (High)
      South Dakota 0% 0%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Buffalo Chip, SD0991.3%
      St. Onge, SD26991.3%
      Vale, SD1168019.6%
      Central City, SD1638712.6%
      Whitewood, SD1,0149010.3%
      Sturgis, SD7,137946.4%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Piñon Hills, CA7,13612120.9%
      Marshall, MI7,1369010.2%
      Herkimer, NY7,136945.8%
      Oak Ridge, NC7,13813837.5%
      Westmere, NY7,13911918.6%
      Sturgis, SD7,137946.4%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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