Cost Of Living in Lynch, KY

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19%

Overall NAT. AVG.

4%

Groceries NAT. AVG.

59%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Lynch	Kentucky	National
Cost of living	81	88	100
Groceries	96	98	100
Health care	99	97	100
Housing	41	70	100
Transportation	97	96	100
Utilities	99	95	100
Lifestyle & Entertainment	99	95	100
Household Items	98	97	100
Education & Childcare	100	94	100

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Homes For Sale In Lynch, KY

249 W Main St

Cumberland, KY

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Cost Of Living Quick Facts

The cost of living in Lynch is 8% lower than the Kentucky average
The cost of living in Lynch is 19% lower than the national average
Lynch housing is 59% lower than the national average
Kentucky general sales tax is 18% higher than the national average
Kentucky state income tax is 73% higher than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$61,008	$5,084	$1,423	$1,830
Renters	$40,017	$3,335	$934	$1,201

Kentucky Sales Tax

State	General Sales Tax	With Max Surtax
Kentucky	6%	6%

Kentucky Income Tax

State	Income Tax (Low)	Income Tax (High)
Kentucky	4.5%	4.5%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Millstone, KY	486	98	2.0%
Keokee, VA	469	98	2.0%
Payne Gap, KY	608	98	2.0%
St. Charles, VA	63	72	28.5%
Blackey, KY	87	77	22.8%
Lynch, KY	553	81	19.1%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Friant, CA	553	111	10.9%
Conesville, IA	553	81	19.4%
Creston, IL	553	93	7.5%
Mark, IL	553	92	7.6%
Marble, MN	553	84	15.6%
Lynch, KY	553	81	19.1%