Cost Of Living in Payne Gap, KY

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A+

2%

Overall NAT. AVG.

4%

Groceries NAT. AVG.

100%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Payne Gap	Kentucky	National
Cost of living	98	88	100
Groceries	96	98	100
Health care	99	97	100
Housing	n/a	70	100
Transportation	97	96	100
Utilities	99	95	100
Lifestyle & Entertainment	99	95	100
Household Items	98	97	100
Education & Childcare	100	94	100

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Homes For Sale In Payne Gap, KY

105 Dry Hl

Jenkins, KY

982 Hwy 3400

Jenkins, KY

Cost Of Living Quick Facts

The cost of living in Payne Gap is 11% higher than the Kentucky average
The cost of living in Payne Gap is 2% lower than the national average
Payne Gap housing is 7% lower than the national average
Kentucky general sales tax is 18% higher than the national average
Kentucky state income tax is 73% higher than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$0	$0	$0	$0
Renters	$0	$0	$0	$0

Kentucky Sales Tax

State	General Sales Tax	With Max Surtax
Kentucky	6%	6%

Kentucky Income Tax

State	Income Tax (Low)	Income Tax (High)
Kentucky	4.5%	4.5%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Millstone, KY	486	98	2.0%
Fleming-Neon, KY	510	75	25.3%
McRoberts, KY	821	77	22.5%
Jenkins, KY	1,885	78	22.5%
Pippa Passes, KY	703	79	20.8%
Payne Gap, KY	608	98	2.0%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Delton, MI	608	91	8.7%
Ray, ND	608	93	7.3%
Mead, NE	608	92	7.9%
Heidlersburg, PA	608	80	20.0%
Rowes Run, PA	608	87	13.0%
Payne Gap, KY	608	98	2.0%