Cost of Living in Clayton, AL

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21%
Overall NAT. AVG.
6%
Groceries NAT. AVG.
55%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Clayton Alabama National
Cost of living7989100
Groceries9496100
Health care9495100
Housing4574100
Transportation9395100
Utilities10197100
Lifestyle & Entertainment8994100
Household Items9996100
Education & Childcare9193100
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Homes For Sale In Clayton, AL

property for sale

1064 Highway 30

Clayton, AL
property for sale

15 W College St

Clayton, AL
property for sale

82 S Midway St

Clayton, AL
property for sale

77 N Midway St

Clayton, AL

Cost Of Living Quick Facts

  • The cost of living in Clayton is 11% lower than the Alabama average
  • The cost of living in Clayton is 21% lower than the national average
  • Clayton housing is 55% lower than the national average
  • Alabama general sales tax is 22% lower than the national average
  • Alabama state income tax is 23% lower than the national average

Most Affordable Places to Live in and Around Clayton

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Compare Clayton, AL Cost of Living

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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$52,296$4,358$1,220$1,569
      Renters$27,139$2,262$633$814

      Alabama Sales Tax

      State General Sales Tax With Max Surtax
      Alabama 4% 13.5%

      Alabama Income Tax

      State Income Tax (Low) Income Tax (High)
      Alabama 2% 5%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Clio, AL1,0637723.2%
      Midway, AL5187821.7%
      Bakerhill, AL2458217.9%
      Louisville, AL6398317.3%
      Clayton, AL2,9307920.5%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      North Browning, MT2,9308713.3%
      Goffstown, NH2,93011010.2%
      Great Neck Estates, NY2,930268167.6%
      Lake Wilderness, VA2,92911818.3%
      Alberni-Clayoquot E, BC2,929n/a 
      Clayton, AL2,9307920.5%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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