Long Beach, New York Cost Of Living

Buy Rent

F

58%

Overall NAT. AVG.

33%

Goods & Services NAT. AVG.

127%

Housing NAT. AVG.

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Date & Last Updated: This data reflects 2022 and was released from C2ER in January, 2022; this is the most current data available.

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Long Beach	New York	National
Cost of living	158	119	100
Goods & Services	133	110	100
Groceries	145	113	100
Health care	109	101	100
Housing	227	145	100
Transportation	128	108	100
Utilities	103	98	100

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Key findings

The cost of living in Long Beach is 33% higher than the New York average
The cost of living in Long Beach is 58% higher than the national average
Long Beach housing is 127% higher than the national average
New York general sales tax is 21% lower than the national average
New York state income tax is 62% higher than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$101,383	$8,449	$2,365	$3,042
Renters	$63,972	$5,331	$1,493	$1,919

A good indicator of the general affordability of housing in Long Beach, NY, is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In Long Beach, the median monthly income is $101,383 for those who own their own homes. Under the standard rule, that income level would allow for $2,365 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $63,972, per the median income in the area. That would allow for renters to spend up to $1,493 on monthly rental expenses.

New York Sales Tax

State	General Sales Tax	With Max Surtax
New York	4%	8.875%

New York Income Tax

State	Income Tax (Low)	Income Tax (High)
New York	4%	8.82%

Goods & Services

Item	Long Beach	National avg.	Difference
Haircut	$27.40	$20.27	35.2%
Beauty Salon	$59.74	$40.39	47.9%
Toothpaste	$4.12	$2.36	74.8%
Shampoo	$1.77	$1.08	64.1%
Movie	$17.84	$10.99	62.4%
Bowling	$22.97	$15.49	48.3%

Groceries

Item	Long Beach	National avg.	Difference
Ground Beef	$4.90	$4.30	14.1%
Fried Chicken	$2.31	$1.40	64.8%
Milk	$2.84	$2.20	28.9%
Potatoes	$3.99	$3.22	23.9%
Pizza	$12.14	$10.74	13.1%
Beer	$12.92	$9.60	34.6%

Health Care

Item	Long Beach	National avg.	Difference
Optometrist	$108.08	$109.73	1.5%
Doctor	$106.72	$118.34	9.8%
Dentist	$124.43	$100.94	23.3%
Ibuprofen	$13.51	$9.93	36.0%
Lipitor	$442.91	$469.53	5.7%

Housing

Item	Long Beach	National avg.	Difference
Home Price	$455,800.00	$184,700.00	146.8%
Avg. Mortgage Payment	$7,607.41	$1,229.62	518.7%
Apartment Rent	$1,717.00	$949.00	80.9%

Transportation

Item	Long Beach	National avg.	Difference
Gasoline	$3.02	$2.71	11.5%
Tire Balancing	$80.22	$51.86	54.7%

Utilities

Item	Long Beach	National avg.	Difference
All Electricity	$174.72	$170.84	2.3%
Phone	$192.91	$187.18	3.1%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
North Amityville, NY	20,150	128	28.4%
Hempstead, NY	55,454	137	37.4%
Roosevelt, NY	16,675	138	38.4%
Freeport, NY	43,217	139	38.5%
New Cassel, NY	13,922	134	34.2%
Long Beach, NY	33,670	158	58.1%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Salisbury, NC	33,674	90	10.2%
Pointe-Claire, QC	33,658	n/a
Riviera Beach, FL	33,683	102	1.5%
Dalton, GA	33,653	86	13.9%
Butte-Silver Bow, MT	33,708	91	8.6%
Long Beach, NY	33,670	158	58.1%

Date & Last Updated: This data reflects 2022 and was released from C2ER in January, 2022; this is the most current data available.