D
26%
Overall NAT. AVG.
4%
Groceries NAT. AVG.
77%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Londonderry New Hampshire National
Cost of living126110100
Groceries104103100
Health care105104100
Housing177125100
Transportation100103100
Utilities106106100
Lifestyle & Entertainment101103100
Household Items105102100
Education & Childcare108105100
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An Overview of Cost of Living in Londonderry, NH

Are you thinking about relocating, but curious about the potential cost of living in Londonderry? Is it more expensive or more affordable than average? Based on the most recent report, the cost of living in Londonderry stands at 126, making it 26% higher than the national average. The cost of living directly affects the affordability of one's desired lifestyle. Knowing the cost of housing, transportation, groceries and other essentials in the new area allows people to gauge whether they can maintain their preferred standard of living.

The cost of living in Londonderry is among the highest in the country, making it a very expensive place to live. Only a small fraction of regions boast a cost of living that is at least 20% higher than the national average, and regrettably, Londonderry falls into this category, which may not be suitable for those seeking an economically favorable living environment.

Housing costs make up a big chunk of the cost of living in Londonderry, and they usually eat into a large part of your take-home pay. Unfortunately, in this area, both buying a home and renting one costs 76.5% more than the average city. This includes stuff like home prices, rent, mortgage rates, and insurance.

Is Londonderry Affordable?

Is Londonderry affordable? This is a pivotal question, especially when mulling over a move, as affordability carries substantial weight in your decision-making process. Factors such as the cost of living index (discussed earlier), housing expenses and income levels all contribute to a location's affordability. For instance, in Londonderry, the median home price is 85.9% higher than the national average and monthly rent prices are 54.5% higher than the typical rates. Additionally, the median income levels play a role in affordability, with Londonderry boasting a median household income of $163,701, 101.3% higher than the national average.

What Factors can Influence the Cost of Living in Londonderry?

Utilities: As with the prices of anything else, utility costs can exhibit significant variations, contingent on factors like climate, energy source availability, geographic location and state regulations. The expenses associated with electricity, water, heating, and waste disposal can fluctuate, either upward or downward, depending on the particular city or state. In Londonderry, the utilities index registers 5.8% higher than the national average.

Subsidies: Some areas might offer government subsidies or assistance programs that help lower cost of living for residents. These programs can include anything from Medicare, Medicaid, housing subsidies, low-income home energy assistance programs, school lunch programs, supplemental nutrition assistance programs, student loans, electric vehicle tax credits, affordable care act subsidies and crop subsidies. Areas that offer less subsidies, could see an increase in their cost of living.

Groceries: Over the past 2-3 years, grocery expenses have experienced substantial upward trends. In certain markets, food prices have surged by over 20% during this period, while others have witnessed more modest increases. These fluctuations in food costs can wield significant influence over the overall cost of living in a given region. In Londonderry, the groceries index is 4.3% higher than the national average.

Where is the Data From?

The Londonderry cost of living data above is designed around a U.S. average baseline of 100, allowing for easy comparisons of relative living costs. Housing incorporates U.S. Census home price and rental data, while all other figures are AI-assisted estimates that account for regional price trends, climate, transportation dynamics, and common everyday expenses. These values are best used as directional city-to-city comparisons.

Cost Of Living Quick Facts

  • The cost of living in Londonderry is 14% higher than the New Hampshire average
  • The cost of living in Londonderry is 26% higher than the national average
  • Londonderry housing is 77% higher than the national average
  • New Hampshire general sales tax is 100% lower than the national average
  • New Hampshire state income tax is 54% higher than the national average

Most Affordable Places to Live in and Around Londonderry

See all the best places to live around Londonderry

Compare Londonderry, NH Cost of Living

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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$173,214$14,435$4,041$5,197
      Renters$94,227$7,852$2,198$2,827
      A good indicator of the general affordability of housing in Londonderry, NH, is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In Londonderry, the median monthly income is $173,214 for those who own their own homes. Under the standard rule, that income level would allow for $4,041 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $94,227, per the median income in the area. That would allow for renters to spend up to $2,198 on monthly rental expenses.

      New Hampshire Sales Tax

      State General Sales Tax With Max Surtax
      New Hampshire 0% 0%

      New Hampshire Income Tax

      State Income Tax (Low) Income Tax (High)
      New Hampshire 4% 4%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Pinardville, NH4,8631066.3%
      East Merrimack, NH4,9591088.3%
      Raymond, NH3,9231109.6%
      Goffstown, NH2,93011010.2%
      Hudson, NH7,38611111.2%
      Londonderry, NH12,43212625.7%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Haverstraw, NY12,43112121.4%
      Cascades, VA12,43115049.8%
      Green River, WY12,4281044.1%
      Mendota, CA12,4361087.8%
      Prairie Ridge, WA12,42412727.0%
      Londonderry, NH12,43212625.7%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.