| Index | Lombard | Illinois | National |
| Cost of living | 116 | 98 | 100 |
| Groceries | 102 | 100 | 100 |
| Health care | 99 | 100 | 100 |
| Housing | 150 | 95 | 100 |
| Transportation | 104 | 101 | 100 |
| Utilities | 101 | 99 | 100 |
| Lifestyle & Entertainment | 102 | 100 | 100 |
| Household Items | 101 | 100 | 100 |
| Education & Childcare | 101 | 100 | 100 |
Are you thinking about relocating, but curious about the potential cost of living in Lombard? Is it more expensive or more affordable than average? Based on the most recent report, the cost of living in Lombard stands at 116, making it 16% higher than the national average. The cost of living directly affects the affordability of one's desired lifestyle. Knowing the cost of housing, transportation, groceries and other essentials in the new area allows people to gauge whether they can maintain their preferred standard of living.
Housing costs make up a big chunk of the cost of living in Lombard, and they usually eat into a large part of your take-home pay. Unfortunately, in this area, both buying a home and renting one costs 49.5% more than the average city. This includes stuff like home prices, rent, mortgage rates, and insurance.
Is Lombard an affordable place to live? That's a valid question to ask when you're thinking about moving to a new city. After all, how much it costs to live somewhere can be a huge factor in your decision. Affordability can be broken down into 3 common categories. The cost of living index (we talked about it earlier), housing expenses and income levels all play a big role in figuring out if a place is affordable. For instance, in Lombard, the median home price is 47.1% higher than what most folks pay across the country, and monthly rent prices are 55.3% higher than the usual rates. Income levels in Lombard come in at $130,240, which is 60.1% higher than the national average.
Subsidies: Some areas might offer government subsidies or assistance programs that help lower cost of living for residents. These programs can include anything from Medicare, Medicaid, housing subsidies, low-income home energy assistance programs, school lunch programs, supplemental nutrition assistance programs, student loans, electric vehicle tax credits, affordable care act subsidies and crop subsidies. Areas that offer less subsidies, could see an increase in their cost of living.
Housing: Elevated demand for housing within coveted locales has the propensity to escalate both property values and rental rates, thereby serving as a primary catalyst for an augmented cost of living. Conversely, areas witnessing diminished housing demand, particularly within less desirable environs, often experience an inversely proportional effect, leading to price reductions and subsequently contributing to a more modest cost of living. In Lombard, the housing index is 49.5% higher than the national average.
Transportation: In cities with limited or no public transportation, residents may find it necessary to own and maintain vehicles, thereby elevating the cost of living. Monthly expenditures include fuel, insurance, routine maintenance and potential lease or financing commitments. In Lombard, the transportation index stands at 4.3% higher than the national average.
The Lombard cost of living data displayed above uses a U.S. average baseline of 100 to provide a practical way to compare living expenses across cities. Housing estimates incorporate U.S. Census home price and rental data, while all other values are generated using AI-assisted models based on everyday expense expectations, regional pricing trends, climate, transportation patterns, and local economic conditions. These values are designed for directional city-to-city comparisons.
| Cost of living index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index | |
| Lifestyle index | |
| Household index | |
| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $136,186 | $11,349 | $3,177 | $4,086 |
| Renters | $103,510 | $8,626 | $2,415 | $3,106 |
| State | General Sales Tax | With Max Surtax |
| Illinois | 6.25% | 10.25% |
| State | Income Tax (Low) | Income Tax (High) |
| Illinois | 4.95% | 4.95% |
| City | Population | Cost of Living Index | National Avg. |
| Hodgkins, IL | 1,817 | 83 | 16.9% |
| Hometown, IL | 4,350 | 89 | 11.2% |
| Maywood, IL | 23,986 | 96 | 3.6% |
| Chicago Ridge, IL | 14,340 | 99 | 1.3% |
| Alsip, IL | 19,392 | 99 | 1.2% |
| Lombard, IL | 45,226 | 116 | 15.9% |
| City | Population | Cost of Living Index | National Avg. |
| Haltom City, TX | 45,221 | 95 | 5.4% |
| Peachtree Corners, GA | 45,194 | 122 | 22.0% |
| The Colony, TX | 45,190 | 112 | 12.2% |
| Bountiful, UT | 45,323 | 120 | 19.8% |
| York, PA | 45,108 | 87 | 13.0% |
| Lombard, IL | 45,226 | 116 | 15.9% |
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