| Index | Loma Linda | California | National |
| Cost of living | 140 | 141 | 100 |
| Groceries | 113 | 111 | 100 |
| Health care | 115 | 116 | 100 |
| Housing | 195 | 197 | 100 |
| Transportation | 117 | 118 | 100 |
| Utilities | 122 | 119 | 100 |
| Lifestyle & Entertainment | 115 | 120 | 100 |
| Household Items | 110 | 111 | 100 |
| Education & Childcare | 126 | 127 | 100 |
Understanding the cost of living in Loma Linda can help future residents assess whether their current financial situation aligns with the expenses they will encounter. It enables them to plan for potential changes in their budget and lifestyle. The Loma Linda cost of living index is 140, which is 40% higher than the national average. The cost of living index is calculated by taking into account multiple categories, which encompass both the cost of everyday expenditures and larger expenses as well.
If you prioritize affordability when seeking a new place to live, Loma Linda may not be your ideal choice, as it ranks among the most expensive locations in the entire United States. A very small amount of areas exhibit a cost of living at least 20% higher than the national average, and unfortunately, Loma Linda falls into this category, which may not align with your preferences for a budget-friendly living environment.
Housing costs are a very significant part of the Loma Linda cost of living index and generally encompass a large percentage of take-home income. Unfortunately, in this area, the housing costs for both homes and rentals were 94.8% more than the average city. This includes things like home and rent prices, mortgage rates and insurance.
Groceries are getting more expensive by the day and the cost of groceries makes up 13% of the overall cost of living index. In the past two years, prices have shot up by over 10%! Unfortunately, in Loma Linda, it's the same story – grocery costs are 13.3% higher than what people pay across the country.
When it comes to knowing a city, its residents are the experts. We conducted a survey with 6 locals to understand their opinions on the cost of living in Loma Linda. The results indicated that 83% found it reasonably priced with decreasing prices of goods and services, while 17% viewed it as quite expensive, with increasing prices.
Wondering if Loma Linda is affordable? It's a question that often comes up when you're thinking about a new city since affordability can really shape your decisions. The cost of living index (covered earlier), housing expenses and income levels all play a part in the affordability equation. In Loma Linda, for example, the median home price is 114.9% higher than what folks pay nationally, and monthly rent is 48.1% higher than the usual rates. Plus, income levels matter too, with Loma Linda boasting a median household income of $85,058, which is 4.6% higher than the national average.
Groceries: Grocery costs have continued to increase significantly over the last 2-3 years. In some markets the cost of food has gone up by more than 20% in that period. While other markets have managed to see only a moderate uptick. These food costs can have a major impact on the cost of living in any area. In Loma Linda, the groceries index is 13.3% higher than the national average.
Transportation: In cities with limited or no public transportation, residents may find it necessary to own and maintain vehicles, thereby elevating the cost of living. Monthly expenditures include fuel, insurance, routine maintenance and potential lease or financing commitments. In Loma Linda, the transportation index stands at 16.7% higher than the national average.
Urbanization: Larger, urban areas boasting abundant amenities and robust employment prospects often exhibit a heightened cost of living, driven by the increased demand for services and residential relocation. Consequently, this leads to elevated home prices and higher rental rates. In contrast, sparsely populated rural locales or regions marked by diminished demand typically offer a more limited range of amenities and experience slower job market expansion. This translates into a more affordable cost of living.
The cost of living estimates displayed for Loma Linda are modeled using a U.S. average baseline of 100, helping provide a useful comparison of local living expenses. Housing calculations include U.S. Census home price and rental data, while all other values are AI-assisted estimates based on regional cost patterns, climate, transportation, and everyday spending expectations. These values are intended for directional comparisons across cities.
| Cost of living index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index | |
| Lifestyle index | |
| Household index | |
| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $139,043 | $11,587 | $3,244 | $4,172 |
| Renters | $66,773 | $5,564 | $1,558 | $2,003 |
| State | General Sales Tax | With Max Surtax |
| California | 7.25% | 10.5% |
| State | Income Tax (Low) | Income Tax (High) |
| California | 1% | 13.3% |
| City | Population | Cost of Living Index | National Avg. |
| San Bernardino, CA | 221,910 | 124 | 23.5% |
| Crestline, CA | 9,723 | 123 | 23.0% |
| Calimesa, CA | 9,446 | 124 | 24.1% |
| Running Springs, CA | 4,509 | 123 | 23.4% |
| Muscoy, CA | 11,809 | 126 | 26.0% |
| Loma Linda, CA | 25,144 | 140 | 39.9% |
| City | Population | Cost of Living Index | National Avg. |
| Norton Shores, MI | 25,151 | 95 | 5.2% |
| Norfolk, NE | 25,122 | 92 | 7.9% |
| Wilsonville, OR | 25,121 | 136 | 36.0% |
| Ottumwa, IA | 25,168 | 83 | 16.7% |
| Herndon, VA | 25,119 | 145 | 44.7% |
| Loma Linda, CA | 25,144 | 140 | 39.9% |
Here are the best places to live in California
See the best places to live in Loma Linda
Check out the 10 most dangerous cities in California
These are the 10 cheapest cities in California