F
36%
Overall NAT. AVG.
4%
Groceries NAT. AVG.
111%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Wilsonville Oregon National
Cost of living136111100
Groceries104104100
Health care106105100
Housing211124100
Transportation104106100
Utilities103106100
Lifestyle & Entertainment103107100
Household Items102104100
Education & Childcare103109100
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An Overview of Cost of Living in Wilsonville, OR

Getting a feel for the cost of living in Wilsonville is essential for anyone planning to relocate, as it empowers them to make informed financial decisions, secure a comfortable lifestyle and maintain financial stability in their new environment. The cost of living in Wilsonville is 136, which is 36% higher than the national average. Relocating individuals may need to adjust their savings and investment strategies based on the cost of living in the new location. It influences decisions about retirement planning, investments and financial goals.

If you're in pursuit of an economical living environment, Wilsonville may not fit the bill, as it ranks among the most expensive places to reside in the United States. Just a minority of regions exhibit a cost of living that is more than 20% higher than the national average, and, unfortunately, Wilsonville falls within this bracket.

Housing costs make up a big chunk of the cost of living in Wilsonville, and they usually eat into a large part of your take-home pay. Unfortunately, in this area, both buying a home and renting one costs 111.3% more than the average city. This includes stuff like home prices, rent, mortgage rates, and insurance.

Is Wilsonville Affordable?

Is Wilsonville affordable? It's a key consideration when pondering a move, as affordability often shapes your choices. The cost of living index (we discussed it earlier), coupled with housing costs and income levels, serves as the cornerstone for determining a location's affordability. Take Wilsonville, for instance, where the median home price falls 139.7% higher than the national average, and monthly rent rates are 45.2% higher than usual. Additionally, median income levels contribute to the equation, with Wilsonville flaunting a median household income of $106,866, 31.4% higher than the national norm.

What Factors can Influence the Cost of Living in Wilsonville?

Transportation: In situations where public transportation is limited or nonexistent, local residents may be required to own and maintain their own vehicles, contributing to an elevated cost of living. Monthly expenditures may encompass fuel costs, insurance premiums, routine vehicle upkeep and possibly lease or financing payments. In Wilsonville, the transportation index is 4.3% higher than the national average.

Urbanization: Larger, urban hubs brimming with ample amenities and robust employment opportunities often showcase a heightened cost of living. This surge is primarily attributed to the amplified demand for services and increased residential migration, culminating in elevated home prices and elevated rental rates. Conversely, less densely populated rural locales or regions characterized by reduced demand tend to offer a more limited array of amenities and undergo slower job market growth, ultimately yielding a more affordable cost of living.

Utilities: Much like any other costs, utility expenses can exhibit considerable variations, influenced by factors such as climate, available energy sources, geographic location and state regulations. The costs associated with electricity, water, heating, and waste disposal can vary significantly depending on the city or state in question. In Wilsonville, the utilities index stands at 2.8% higher than the national average.

Where is the Data From?

The cost of living data for Wilsonville shown above is based on a U.S. average baseline score of 100, making it easier to compare how far your dollar may go from one city to another. Housing uses U.S. Census home price and rental data, while all remaining values are AI-assisted estimates informed by regional pricing, climate, transportation dynamics, and local economic factors. These scores are best used for directional comparisons between cities.

Cost Of Living Quick Facts

  • The cost of living in Wilsonville is 22% higher than the Oregon average
  • The cost of living in Wilsonville is 36% higher than the national average
  • Wilsonville housing is 111% higher than the national average
  • Oregon general sales tax is 100% lower than the national average
  • Oregon state income tax is 83% higher than the national average

Most Affordable Places to Live in and Around Wilsonville

See all the best places to live around Wilsonville

Compare Wilsonville, OR Cost of Living

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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$177,099$14,758$4,132$5,314
      Renters$82,997$6,916$1,936$2,490
      A good indicator of the general affordability of housing in Wilsonville, OR, is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In Wilsonville, the median monthly income is $177,099 for those who own their own homes. Under the standard rule, that income level would allow for $4,132 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $82,997, per the median income in the area. That would allow for renters to spend up to $1,936 on monthly rental expenses.

      Oregon Sales Tax

      State General Sales Tax With Max Surtax
      Oregon 0% 0%

      Oregon Income Tax

      State Income Tax (Low) Income Tax (High)
      Oregon 4.75% 9.9%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Barlow, OR1891054.7%
      Johnson City, OR5548317.4%
      Donald, OR1,4991065.8%
      Woodburn, OR26,76911111.5%
      Dayton, OR2,83411111.4%
      Wilsonville, OR25,12113636.0%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Norfolk, NE25,122927.9%
      Herndon, VA25,11914544.7%
      Loma Linda, CA25,14414039.9%
      Norton Shores, MI25,151955.2%
      Palm River-Clair Mel, FL25,0851000.0%
      Wilsonville, OR25,12113636.0%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.