Cost Of Living in Celina, TN

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15%

Overall NAT. AVG.

3%

Groceries NAT. AVG.

42%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Celina	Tennessee	National
Cost of living	85	92	100
Groceries	97	98	100
Health care	97	97	100
Housing	58	80	100
Transportation	95	97	100
Utilities	96	98	100
Lifestyle & Entertainment	94	97	100
Household Items	100	98	100
Education & Childcare	97	97	100

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Homes For Sale In Celina, TN

80 Hidden Hollow Ln

Celina, TN

0 Walleye DR

Hilham, TN

Lot 61C Walleye RD

Hilham, TN

1825 Free Hill Rd

Celina, TN

See the Newest Homes For Sale In Celina, TN

Cost Of Living Quick Facts

The cost of living in Celina is 8% lower than the Tennessee average
The cost of living in Celina is 15% lower than the national average
Celina housing is 42% lower than the national average
Tennessee general sales tax is 37% higher than the national average
Tennessee state income tax is 100% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$80,617	$6,718	$1,881	$2,419
Renters	$33,232	$2,769	$775	$997

Tennessee Sales Tax

State	General Sales Tax	With Max Surtax
Tennessee	7%	9.75%

Tennessee Income Tax

State	Income Tax (Low)	Income Tax (High)
Tennessee	0%	0%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Tompkinsville, KY	2,826	81	19.1%
Livingston, TN	4,221	85	15.2%
Gainesboro, TN	1,010	85	14.7%
Celina, TN	2,042	85	15.1%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Grayling, MI	2,042	85	15.2%
Marfa, TX	2,042	95	5.4%
Clinton, WI	2,042	93	6.9%
Papineauville, QC	2,042	n/a
Century, FL	2,041	84	15.5%
Celina, TN	2,042	85	15.1%