B
9%
Overall NAT. AVG.
1%
Groceries NAT. AVG.
34%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Lindenhurst Illinois National
Cost of living10998100
Groceries100100100
Health care101100100
Housing13495100
Transportation98101100
Utilities9999100
Lifestyle & Entertainment97100100
Household Items100100100
Education & Childcare98100100
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An Overview of Cost of Living in Lindenhurst, IL

Understanding the cost of living in Lindenhurst can help future residents assess whether their current financial situation aligns with the expenses they will encounter. It enables them to plan for potential changes in their budget and lifestyle. The Lindenhurst cost of living index is 109, which is 9% higher than the national average. The cost of living index is calculated by taking into account multiple categories, which encompass both the cost of everyday expenditures and larger expenses as well.

The cost of living in Lindenhurst closely mirrors the national average in comparison to other cities nationwide. Essential items such as groceries, houshold expenses, health care and utilities are priced at a level consistent with similar urban areas. This means that residents of Lindenhurst can anticipate that their daily expenses will remain reasonably in line with those of an average city, contributing to a manageable cost of living.

Housing costs are a major factor in the Lindenhurst cost of living index, and they often eat up a big chunk of your take-home pay. Unfortunately, in this area, housing expenses for both homeownership and rentals were 33.5% higher than what's typical in an average city. That includes the prices of homes and rents, as well as mortgage rates and insurance.

Is Lindenhurst Affordable?

Is Lindenhurst an affordable place to live? That's a valid question to ask when you're thinking about moving to a new city. After all, how much it costs to live somewhere can be a huge factor in your decision. Affordability can be broken down into 3 common categories. The cost of living index (we talked about it earlier), housing expenses and income levels all play a big role in figuring out if a place is affordable. For instance, in Lindenhurst, the median home price is 19.9% higher than what most folks pay across the country, and monthly rent prices are 65.4% higher than the usual rates. Income levels in Lindenhurst come in at $173,028, which is 112.7% higher than the national average.

What Factors can Influence the Cost of Living in Lindenhurst?

Taxes: Cities that impose higher taxes, including sales and income taxes, can contribute to an escalated cost of living. The added expense of taxes on everyday goods like clothing and food naturally results in higher overall costs. Similarly, a higher income tax rate can further elevate the cost of living. In Lindenhurst, the general sales tax rate starts at 6.25%, and income tax rates begin at 4.95%.

Urbanization: Larger, urban areas boasting abundant amenities and robust employment prospects often exhibit a heightened cost of living, driven by the increased demand for services and residential relocation. Consequently, this leads to elevated home prices and higher rental rates. In contrast, sparsely populated rural locales or regions marked by diminished demand typically offer a more limited range of amenities and experience slower job market expansion. This translates into a more affordable cost of living.

Transportation: In cities with limited or no public transportation, residents may find it necessary to own and maintain vehicles, thereby elevating the cost of living. Monthly expenditures include fuel, insurance, routine maintenance and potential lease or financing commitments. In Lindenhurst, the transportation index stands at 1.7% lower than the national average.

Where is the Data From?

The Lindenhurst cost of living data above is designed around a U.S. average baseline of 100, allowing for easy comparisons of relative living costs. Housing incorporates U.S. Census home price and rental data, while all other figures are AI-assisted estimates that account for regional price trends, climate, transportation dynamics, and common everyday expenses. These values are best used as directional city-to-city comparisons.

Cost Of Living Quick Facts

  • The cost of living in Lindenhurst is 11% higher than the Illinois average
  • The cost of living in Lindenhurst is 9% higher than the national average
  • Lindenhurst housing is 34% higher than the national average
  • Illinois general sales tax is 22% higher than the national average
  • Illinois state income tax is 91% higher than the national average

Most Affordable Places to Live in and Around Lindenhurst

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Compare Lindenhurst, IL Cost of Living

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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$182,055$15,171$4,248$5,462
      Renters$133,273$11,106$3,109$3,999
      The percentage of monthly income spent on housing related expenses can help predict the affordability of housing in Lindenhurst, IL, as well as what the overall cost of living might be. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payments and not more than 36 percent of income on all expenses and debts. In Lindenhurst, homeowners have a median income of $182,055. Using that number, a maximum of $4,248 per month should be allocated to housing expenses. For those who are renting instead of owning, the median income is $133,273, which means there is a maximum of $3,109 to be spent on the costs of renting a home or apartment.

      Illinois Sales Tax

      State General Sales Tax With Max Surtax
      Illinois 6.25% 10.25%

      Illinois Income Tax

      State Income Tax (Low) Income Tax (High)
      Illinois 4.95% 4.95%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Park City, IL7,8948218.2%
      North Chicago, IL30,865955.0%
      Round Lake Park, IL8,005955.3%
      Waukegan, IL90,063964.1%
      Zion, IL24,329963.7%
      Lindenhurst, IL14,6371099.3%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Hickory Hills, IL14,6351077.1%
      Fruitville, FL14,63012020.0%
      Chippewa Falls, WI14,630964.5%
      Anna, TX14,62511111.1%
      Johnstown, CO14,65513130.7%
      Lindenhurst, IL14,6371099.3%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.