Lincoln, CA Cost Of Living

Lincoln cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
Index	Lincoln	California	National
Cost of living index	133	138	100
Index	Lincoln	California	National
Goods & Services index	109	110	100
Groceries index	117	115	100
Health care index	104	109	100
Housing index	188	196	100
Transportation index	123	125	100
Utilities index	89	114	100

The above illustration supplies generalized information for the Lincoln, CA cost of living index. Compared to other cities in California and cities across the country, the cost of living index in Lincoln, CA is 133, which is 4% lower than the California average and 33% higher than that for the entire country. The index is comprised of the following criteria: cost of retail goods and services (33%), groceries (13%), health care (5%), housing (30%), cost of public/private transportation (9%) and utilities (10%). Everyday goods and services, along with housing account for 63 percent of the total cost of living index. Goods and services that are a necessity regardless of location provide an accurate general sense of the cost of living in one city versus another. As seen above, the cost of retail goods and services in Lincoln, CA are 1% lower than the average for California and 9% higher than the rest of the country.

Did you know?

The cost of living in Lincoln is 4% lower than the California average.
The cost of living in Lincoln is 33% higher than the national average.
The cost of housing in Lincoln is 88% higher than the national average.
California general sales tax is 42% higher than the national average.
California state income tax is 55% lower than the national average.

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Salary Calculator

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Using the salary calculator lets you compare the salary you earn in Lincoln, CA to what it is in other cities. It will let you know what your earnings would have to be in another city to have the same standard of living, as determined by the cost of living in each city. For example, if the cost of living in the area you want to move to is higher than the cost of living in Lincoln, CA, you have to earn a higher income in order to still have the same standard of living. To operate the Lincoln, CA salary calculator, put in the name of the other city, then move the slider to the point that represents the current income. The salary calculator will take care of the rest and tell you how much more or less you must earn in the new city. A Total breakdown of the cost of living is also provided.

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$82,290	$6,858	$1,920	$2,469
Renters	$50,168	$4,181	$1,171	$1,505

The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Lincoln, CA as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Lincoln, CA homeowners, is $82,290. This would allow for a maximum of $1,920 per month to be spent on housing costs. For renters, the median monthly income is $50,168 which would result in a maximum of $1,171 to be spent on rental costs.

California Sales Tax

State	General Sales Tax	With Max Surtax
California	7.25%	10.25%

California Income Tax

State	Income Tax (Low)	Income Tax (High)
California	1%	13.3%

When assessing the complete cost of living in Lincoln, CA, the California income tax and the California sales tax percentages should unquestionably be taken into consideration. Sales taxes aren't just levies imposed onto sold goods, but they also include taxes that are charged when services are provided for a fee. The rates are different from state to state and can run has high as 7 percent. Some states have no sales tax at all. The California maximum surtax is 10.25%, and the California sales tax is 7.25%. By contrast, income tax is an unfortunate obligation that is charged by the government against earnings. Just like sales taxes, the rates for income taxes differ from state to state. They also decrease or increase according to the individual's tax bracket. Tax rates can run as high as 9 percent, with a minimum of zero. Income tax rates range from 1% to 13.3% in California.

Goods & Services

Item	Lincoln	National avg.	Difference
Haircut	$19.61	$16.09	21.9%
Beauty Salon	$51.92	$37.33	39.1%
Toothpaste	$2.87	$2.45	17.4%
Shampoo	$1.23	$1.00	22.6%
Movie	$13.35	$10.28	29.9%
Bowling	$6.27	$4.93	27.1%

Groceries

Item	Lincoln	National avg.	Difference
Ground Beef	$3.91	$3.80	2.8%
Fried Chicken	$1.40	$1.40	0.2%
Milk	$2.85	$2.01	41.8%
Potatoes	$3.49	$3.01	15.9%
Pizza	$14.69	$9.89	48.6%
Beer	$8.77	$8.90	1.4%

Health Care

Item	Lincoln	National avg.	Difference
Optometrist	$122.96	$102.16	20.4%
Doctor	$100.28	$108.36	7.5%
Dentist	$96.52	$92.53	4.3%
Ibuprofen	$11.90	$9.28	28.3%
Lipitor	$437.10	$425.82	2.6%

Housing

Item	Lincoln	National avg.	Difference
Home Price	$363,300.00	$184,700.00	96.7%
Avg. Mortgage Payment	$1,457.03	$1,202.44	21.2%
Apartment Rent	$1,601.00	$949.00	68.7%

Transportation

Item	Lincoln	National avg.	Difference
Gasoline	$2.82	$2.24	25.7%
Tire Balancing	$53.95	$46.29	16.5%

Utilities

Item	Lincoln	National avg.	Difference
All Electricity	$168.47	$165.96	1.5%
Phone	$21.67	$28.68	24.5%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, State	Population	Cost of Living Index	National Avg.
McClellan Park, CA	1,093	95	-5%
Olivehurst, CA	13,755	101	1%
North Highlands, CA	46,841	104	4%
Foothill Farms, CA	33,384	106	6%
Wheatland, CA	3,617	109	9%
Lincoln, CA	45,675	133	33%

Cities with similar population

City, State	Population	Cost of Living Index	National Avg.
Kannapolis, NC	45,685	92	-8%
Wylie, TX	45,655	94	-6%
Lacey, WA	45,644	111	11%
Elmhurst, IL	45,742	135	35%
Hilo, HI	45,579	145	45%
Lincoln, CA	45,675	133	33%

Source: The Lincoln, CA cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for 2017.

Lincoln, CA Cost of Living