Lincoln, California Cost Of Living

Buy Rent

F

Overall 35%

Goods & Services 9%

Housing 88%

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Lincoln	California	National
Cost of living	135	140	100
Goods & Services	109	109	100
Groceries	104	112	100
Health care	118	109	100
Housing	188	196	100
Transportation	132	132	100
Utilities	108	127	100

Key findings

The cost of living in Lincoln is 4% lower than the California average
The cost of living in Lincoln is 35% higher than the national average
Lincoln housing is 88% higher than the national average
California general sales tax is 42% higher than the national average
California state income tax is 59% lower than the national average

Most Affordable Places to Live in and Around Lincoln

See all the best places to live around Lincoln

Compare Lincoln, CA Cost of Living

See all Lincoln poll results

The best places in California

Here are the best places to live in California

These are the 10 most affordable cities in California

10 Best cities in California for employment

See the best places to live in & around Lincoln

Salary Calculator

This is how much you would need to earn in

Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$82,290	$6,858	$1,920	$2,469
Renters	$50,168	$4,181	$1,171	$1,505

The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Lincoln, CA, as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Lincoln homeowners, is $82,290. This would allow for a maximum of $1,920 per month to be spent on housing costs. For renters, the median monthly income is $50,168 which would result in a maximum of $1,171 to be spent on rental costs.

California Sales Tax

State	General Sales Tax	With Max Surtax
California	7.25%	10.5%

California Income Tax

State	Income Tax (Low)	Income Tax (High)
California	1%	13.3%

Goods & Services

Item	Lincoln	National avg.	Difference
Haircut	$28.67	$20.27	41.4%
Beauty Salon	$62.33	$40.39	54.3%
Toothpaste	$2.81	$2.36	19.0%
Shampoo	$0.99	$1.08	7.7%
Movie	$14.16	$10.99	28.9%
Bowling	$22.92	$15.49	47.9%

Groceries

Item	Lincoln	National avg.	Difference
Ground Beef	$5.34	$4.30	24.3%
Fried Chicken	$1.59	$1.40	13.9%
Milk	$3.79	$2.20	72.0%
Potatoes	$3.89	$3.22	20.9%
Pizza	$15.99	$10.74	48.9%
Beer	$9.14	$9.60	4.8%

Health Care

Item	Lincoln	National avg.	Difference
Optometrist	$146.32	$109.73	33.4%
Doctor	$188.58	$118.34	59.4%
Dentist	$96.32	$100.94	4.6%
Ibuprofen	$11.01	$9.93	10.8%
Lipitor	$488.12	$469.53	4.0%

Housing

Item	Lincoln	National avg.	Difference
Home Price	$363,300.00	$184,700.00	96.7%
Avg. Mortgage Payment	$1,601.63	$1,229.62	30.3%
Apartment Rent	$1,601.00	$949.00	68.7%

Transportation

Item	Lincoln	National avg.	Difference
Gasoline	$4.11	$2.71	51.5%
Tire Balancing	$51.87	$51.86	0.0%

Utilities

Item	Lincoln	National avg.	Difference
All Electricity	$196.19	$170.84	14.8%
Phone	$184.64	$187.18	1.4%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
McClellan Park, CA	1,093	96	3.7%
Olivehurst, CA	13,755	103	3.1%
North Highlands, CA	46,841	105	5.3%
Foothill Farms, CA	33,384	107	7.3%
Wheatland, CA	3,617	111	10.8%
Lincoln, CA	45,675	135	34.7%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Kannapolis, NC	45,685	91	8.8%
Wylie, TX	45,655	105	5.1%
Lacey, WA	45,644	115	15.0%
Elmhurst, IL	45,742	133	32.9%
Hilo, HI	45,579	149	48.7%
Lincoln, CA	45,675	135	34.7%

Source: This data reflects 2021 and was released from C2ER in January, 2022; this is the most current data available.