Cost Of Living in Lima, OK

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A+

3%

Overall NAT. AVG.

1%

Groceries NAT. AVG.

100%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Lima	Oklahoma	National
Cost of living	97	88	100
Groceries	99	96	100
Health care	97	95	100
Housing	n/a	70	100
Transportation	97	96	100
Utilities	97	96	100
Lifestyle & Entertainment	95	94	100
Household Items	98	97	100
Education & Childcare	93	93	100

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Homes For Sale In Lima, OK

36730 N E RD Unit 126RD

Wewoka, OK

Cost Of Living Quick Facts

The cost of living in Lima is 10% higher than the Oklahoma average
The cost of living in Lima is 3% lower than the national average
Lima housing is 12% lower than the national average
Oklahoma general sales tax is 12% lower than the national average
Oklahoma state income tax is 90% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$0	$0	$0	$0
Renters	$0	$0	$0	$0

Oklahoma Sales Tax

State	General Sales Tax	With Max Surtax
Oklahoma	4.5%	11%

Oklahoma Income Tax

State	Income Tax (Low)	Income Tax (High)
Oklahoma	0.25%	4.75%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Spaulding, OK	103	78	22.4%
Maud, OK	1,055	78	21.7%
Wewoka, OK	3,388	78	21.6%
Holdenville, OK	5,882	80	20.5%
Bowlegs, OK	422	80	20.0%
Lima, OK	63	97	3.2%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Jennette, AR	63	78	22.0%
Mount Hebron, CA	63	107	7.1%
Rodriguez Camp, CA	63	117	16.7%
Olowalu, HI	63	303	203.5%
Bradford, IA	63	96	4.1%
Lima, OK	63	97	3.2%