Overall 2%
Goods & Services 2%
Housing 1%
Date & Last Updated: This data reflects 2020 and was released from C2ER in January, 2021; this is the most current data available.
The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
IndexIndian Hills-Stonewall Estates-MonticelloLexington-FayetteKentucky
Cost of living989590
Goods & Services102102102
Health care818187

Key findings

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      Price difference in compared to
      Cost of living index
      Goods & Services index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index

      Median Income & Debt-To-Income Ratio

      Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)

      Kentucky Sales Tax

      StateGeneral Sales TaxWith Max Surtax

      Kentucky Income Tax

      StateIncome Tax (Low)Income Tax (High)

      Goods & Services

      ItemLexington-FayetteNational avg.Difference
      Haircut $17.72$18.624.9%
      Beauty Salon $37.90$39.052.9%
      Toothpaste $1.74$2.3425.8%
      Shampoo $0.94$1.0610.7%
      Movie $9.56$10.6810.5%
      Bowling $15.20$14.673.6%


      ItemLexington-FayetteNational avg.Difference
      Ground Beef $4.12$4.222.5%
      Fried Chicken $1.11$1.3919.9%
      Milk $1.64$2.0519.8%
      Potatoes $2.90$3.2911.8%
      Pizza $10.33$10.622.7%
      Beer $9.29$9.381.0%

      Health Care

      ItemLexington-FayetteNational avg.Difference
      Optometrist $74.07$108.5731.8%
      Doctor $82.39$116.1729.1%
      Dentist $76.80$99.1322.5%
      Ibuprofen $8.66$9.6810.5%
      Lipitor $482.90$466.923.4%


      ItemLexington-FayetteNational avg.Difference
      Home Price $170,800.00$184,700.007.5%
      Avg. Mortgage Payment $1,011.27$1,197.4215.5%
      Apartment Rent $793.00$949.0016.4%


      ItemLexington-FayetteNational avg.Difference
      Gasoline $2.08$2.226.3%
      Tire Balancing $44.57$50.0711.0%


      ItemLexington-FayetteNational avg.Difference
      All Electricity$157.57$167.676.0%
      Phone $206.48$175.6417.6%
      Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

      Nearby cities with low cost of living

      City, StatePopulationCost of Living IndexNational Avg.
      High Bridge, KY26486-14%
      Paris, KY9,83687-13%
      Versailles, KY9,09190-10%
      Nicholasville, KY29,24991-9%
      Wilmore, KY6,18192-8%
      Lexington-Fayette, KY311,52995-5%

      Cities with similar population

      City, StatePopulationCost of Living IndexNational Avg.
      St. Louis, MO316,03087-13%
      Pittsburgh, PA305,30593-7%
      Riverside, CA318,67812323%
      Corpus Christi, TX320,05092-8%
      Stockton, CA301,44311212%
      Lexington-Fayette, KY311,52995-5%
      Source: The Indian Hills-Stonewall Estates-Monticello, Lexington-Fayette, KY cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for 2020.