Cost of Living in Gardenside-Colony, Lexington-Fayette, KY

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4%
Overall NAT. AVG.
3%
Groceries NAT. AVG.
3%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Gardenside-Colony Lexington-Fayette Kentucky
Cost of living9610088
Groceries979798
Health care989897
Housing9710770
Transportation969696
Utilities969695
Lifestyle & Entertainment999995
Household Items989897
Education & Childcare898994
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Homes For Sale In Lexington-Fayette, KY

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933 Star Shoot Pkwy

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3099 Pimlico Pkwy

Lexington, KY
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593 Folkstone Dr

Lexington, KY
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120 E Third St

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Cost Of Living Quick Facts

  • The cost of living in Gardenside-Colony is 9% higher than the Lexington-Fayette average
  • The cost of living in Gardenside-Colony is 4% lower than the national average
  • Gardenside-Colony housing is 3% lower than the national average
  • Kentucky general sales tax is 18% higher than the national average
  • Kentucky state income tax is 73% higher than the national average

Most Affordable Places to Live in and Around Gardenside-Colony

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Compare Lexington-Fayette, KY Cost of Living

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      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Household$94,670$7,889$2,209$2,840

      Kentucky Sales Tax

      State General Sales Tax With Max Surtax
      Kentucky 6% 6%

      Kentucky Income Tax

      State Income Tax (Low) Income Tax (High)
      Kentucky 4.5% 4.5%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      High Bridge, KY1869010.5%
      Paris, KY10,0568910.5%
      Nicholasville, KY31,738937.0%
      Wilmore, KY6,581955.0%
      Versailles, KY9,568955.2%
      Lexington-Fayette, KY329,5321000.5%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Riverside, CA334,32414040.4%
      Vaughan, ON321,974n/a 
      Henderson, NV320,73412626.5%
      Corpus Christi, TX338,491982.3%
      Stockton, CA318,30712827.6%
      Lexington-Fayette, KY329,5321000.5%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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