Land O' Lakes, Florida Cost Of Living

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C-

Overall 1%

Goods & Services 5%

Housing 10%

Date & Last Updated: This data reflects 2019 and was released from C2ER in January, 2020; this is the most current data available.

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Land O' Lakes	Florida	National
Cost of living	101	99	100
Goods & Services	95	99	100
Groceries	104	105	100
Health care	103	100	100
Housing	110	96	100
Transportation	99	98	100
Utilities	90	102	100

Key findings

The cost of living in Land O' Lakes is 2% higher than the Florida average
The cost of living in Land O' Lakes is 1% higher than the national average
Land O' Lakes housing is 10% higher than the national average
Florida general sales tax is 18% higher than the national average
Florida state income tax is 100% lower than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$75,431	$6,286	$1,760	$2,263
Renters	$55,321	$4,610	$1,291	$1,660

The percentage of monthly income spent on housing related expenses can help predict the affordability of housing in Land O' Lakes, FL, as well as what the overall cost of living might be. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payments and not more than 36 percent of income on all expenses and debts. In Land O' Lakes, homeowners have a median income of $75,431. Using that number, a maximum of $1,760 per month should be allocated to housing expenses. For those who are renting instead of owning, the median income is $55,321, which means there is a maximum of $1,291 to be spent on the costs of renting a home or apartment.

Florida Sales Tax

State	General Sales Tax	With Max Surtax
Florida	6%	7.5%

Florida Income Tax

State	Income Tax (Low)	Income Tax (High)
Florida	0%	0%

Goods & Services

Item	Land O' Lakes	National avg.	Difference
Haircut	$14.30	$17.49	18.2%
Beauty Salon	$36.87	$38.17	3.4%
Toothpaste	$3.16	$2.32	36.2%
Shampoo	$1.01	$1.01	0.2%
Movie	$12.08	$10.72	12.6%
Bowling	$18.00	$13.86	29.9%

Groceries

Item	Land O' Lakes	National avg.	Difference
Ground Beef	$4.93	$3.90	26.4%
Fried Chicken	$1.79	$1.40	28.2%
Milk	$2.63	$1.96	34.0%
Potatoes	$3.79	$3.18	19.1%
Pizza	$9.99	$10.39	3.9%
Beer	$9.39	$9.23	1.7%

Health Care

Item	Land O' Lakes	National avg.	Difference
Optometrist	$82.00	$106.34	22.9%
Doctor	$114.00	$115.25	1.1%
Dentist	$113.30	$98.38	15.2%
Ibuprofen	$10.49	$9.26	13.3%
Lipitor	$425.48	$466.47	8.8%

Housing

Item	Land O' Lakes	National avg.	Difference
Home Price	$190,800.00	$184,700.00	3.3%
Avg. Mortgage Payment	$897.78	$1,273.32	29.5%
Apartment Rent	$1,207.00	$949.00	27.2%

Transportation

Item	Land O' Lakes	National avg.	Difference
Gasoline	$2.51	$2.59	3.3%
Tire Balancing	$52.46	$48.90	7.3%

Utilities

Item	Land O' Lakes	National avg.	Difference
All Electricity	$134.94	$167.60	19.5%
Phone	$186.69	$163.42	14.2%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, State	Population	Cost of Living Index	National Avg.
Moon Lake, FL	4,708	81	-19%
Zephyrhills West, FL	4,856	83	-17%
Jasmine Estates, FL	19,744	84	-16%
Bayonet Point, FL	25,794	85	-15%
University, FL	43,871	85	-15%
Land O' Lakes, FL	35,122	101	1%

Cities with similar population

City, State	Population	Cost of Living Index	National Avg.
Prattville, AL	35,107	94	-6%
Orangevale, CA	35,084	127	27%
Kaneohe, HI	35,065	192	92%
Oregon City, OR	35,057	122	22%
Bettendorf, IA	35,048	100	0%
Land O' Lakes, FL	35,122	101	1%

Source: The Land O' Lakes, FL cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for 2019.

Land O' Lakes, FL Cost of Living

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