| Index | Downtown | Lakeland | Florida |
| Cost of living | 88 | 91 | 99 |
| Goods & Services | 100 | 100 | 99 |
| Groceries | 108 | 108 | 105 |
| Health care | 92 | 92 | 97 |
| Housing | 57 | 70 | 96 |
| Transportation | 100 | 100 | 99 |
| Utilities | 97 | 97 | 101 |
| Cost of living index | |
| Goods & Services index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Household | $31,017 | $2,585 | $724 | $931 |
| State | General Sales Tax | With Max Surtax |
| Florida | 6% | 7.5% |
| State | Income Tax (Low) | Income Tax (High) |
| Florida | 0% | 0% |
| Item | Lakeland | National avg. | Difference |
| Haircut | $17.30 | $22.08 | 21.7% |
| Beauty Salon | $31.35 | $42.88 | 26.9% |
| Toothpaste | $3.01 | $2.57 | 17.2% |
| Shampoo | $1.13 | $1.15 | 1.8% |
| Movie | $12.64 | $11.51 | 9.9% |
| Bowling | $16.67 | $16.62 | 0.3% |
| Item | Lakeland | National avg. | Difference |
| Ground Beef | $6.03 | $4.98 | 21.0% |
| Fried Chicken | $1.93 | $1.58 | 21.6% |
| Milk | $2.78 | $2.42 | 14.8% |
| Potatoes | $3.79 | $3.54 | 7.3% |
| Pizza | $12.91 | $11.49 | 12.4% |
| Beer | $11.96 | $10.04 | 19.1% |
| Item | Lakeland | National avg. | Difference |
| Optometrist | $106.73 | $117.76 | 9.4% |
| Doctor | $100.17 | $125.34 | 20.1% |
| Dentist | $104.90 | $107.52 | 2.4% |
| Ibuprofen | $12.86 | $10.26 | 25.3% |
| Lipitor | $408.45 | $459.24 | 11.1% |
| Item | Lakeland | National avg. | Difference |
| Home Price | $160,400.00 | $184,700.00 | 13.2% |
| Avg. Mortgage Payment | $1,581.90 | $1,697.41 | 6.8% |
| Apartment Rent | $1,056.00 | $949.00 | 11.3% |
| Item | Lakeland | National avg. | Difference |
| Gasoline | $3.80 | $3.85 | 1.3% |
| Tire Balancing | $59.55 | $57.01 | 4.4% |
| Item | Lakeland | National avg. | Difference |
| All Electricity | $167.09 | $177.27 | 5.7% |
| Phone | $192.89 | $189.62 | 1.7% |
| City | Population | Cost of Living Index | National Avg. |
| Zephyrhills South, FL | 5,248 | 81 | 18.8% |
| Mulberry, FL | 4,134 | 84 | 16.2% |
| Wahneta, FL | 3,988 | 85 | 15.0% |
| Zephyrhills North, FL | 3,636 | 85 | 15.4% |
| Combee Settlement, FL | 6,173 | 85 | 15.4% |
| Lakeland, FL | 110,335 | 91 | 8.6% |
| City | Population | Cost of Living Index | National Avg. |
| Gresham, OR | 110,456 | 111 | 11.4% |
| Richmond, CA | 110,051 | 137 | 36.9% |
| Miami Gardens, FL | 110,767 | 103 | 3.3% |
| Everett, WA | 110,840 | 125 | 25.1% |
| Billings, MT | 109,705 | 105 | 4.5% |
| Lakeland, FL | 110,335 | 91 | 8.6% |
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