Cost of Living in Whitmore Village, HI

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F
65%
Overall NAT. AVG.
24%
Groceries NAT. AVG.
165%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Whitmore Village Hawaii National
Cost of living165163100
Groceries124126100
Health care116119100
Housing265252100
Transportation117121100
Utilities131131100
Lifestyle & Entertainment126127100
Household Items112115100
Education & Childcare132132100
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Homes For Sale In Whitmore Village, HI

property for sale

1221 Ihiihi Ave

Wahiawa, HI
property for sale

1142 Hoihoi Ave

Wahiawa, HI
property for sale

1046 Ehoeho Ave #326

Wahiawa, HI

Cost Of Living Quick Facts

  • The cost of living in Whitmore Village is 1% higher than the Hawaii average
  • The cost of living in Whitmore Village is 65% higher than the national average
  • Whitmore Village housing is 165% higher than the national average
  • Hawaii general sales tax is 22% lower than the national average
  • Hawaii state income tax is 46% lower than the national average

Most Affordable Places to Live in and Around Whitmore Village

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      Utilities index
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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$151,388$12,616$3,532$4,542
      Renters$56,369$4,697$1,315$1,691
      The affordability of the housing market in Whitmore Village, HI as well as the overall cost of living can be predicted by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should be spent on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Whitmore Village homeowners, the median income is $151,388. This indicates that a monthly maximum of $3,532 should be spent by homeowners on all housing related costs. Renters have a median income of $56,369. This indicates that renters would have a maximum of $1,315 for their rent related monthly costs.

      Hawaii Sales Tax

      State General Sales Tax With Max Surtax
      Hawaii 4% 4.712%

      Hawaii Income Tax

      State Income Tax (Low) Income Tax (High)
      Hawaii 1.4% 11%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Waianae, HI13,61214140.9%
      Makaha, HI10,41114342.7%
      Nanakuli, HI11,83014545.1%
      Waipio Acres, HI5,72415453.8%
      Waimalu, HI14,08415555.3%
      Whitmore Village, HI3,87716565.1%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Bayshore, NC3,87811212.0%
      Bayport, MN3,87511515.2%
      Quartzsite, AZ3,8798316.6%
      Nash, TX3,8799010.4%
      Mojave, CA3,8731033.0%
      Whitmore Village, HI3,87716565.1%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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