Whitmore Village, HI Cost Of Living

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Whitmore Village cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
Index	Whitmore Village	Hawaii	National
Cost of living index	167	176	100
Index	Whitmore Village	Hawaii	National
Goods & Services index	126	127	100
Groceries index	161	156	100
Health care index	120	120	100
Housing index	225	250	100
Transportation index	136	141	100
Utilities index	185	194	100

Here we can see a simple outline of the cost of living in Whitmore Village, HI. As you can see, with the average cost of living in Whitmore Village, HI being 167, that puts it 5% lower than the average of Hawaii and 67% higher than our nation's average. This simple outline of the cost of living index was formulated using prices of: goods and services (weighted 33%), housing prices (weighted 30%), groceries (weighted 13%), utilities (weighted 10%), transportation (weighted 9%), and health care (weighted 5%). Thus, goods/services, along with housing influences the majority of the cost of living index. The price of daily goods and services is a valuable and reliable number to be aware of when considering the general price of the city's goods. In the case of Whitmore Village, HI, the price of goods and services are 1% lower than the average of Hawaii as well as 26% higher than the nation's average.

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Did you know?

The cost of living in Whitmore Village is 5% lower than the Hawaii average.
The cost of living in Whitmore Village is 67% higher than the national average.
The cost of housing in Whitmore Village is 125% higher than the national average.
Hawaii general sales tax is 18% lower than the national average.
Hawaii state income tax is 37% lower than the national average.

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Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Use the salary calculator to compare your current salary in Whitmore Village, HI to any other city. The salary calculator will tell you how much you would need to earn in any given city to maintain the same standard of living based on the cost of living in each city. For example, if the cost of living in the city you are looking to relocate to is higher than the cost of living in Whitmore Village, HI, then you would need to earn more income in order to maintain the same standard of living. To use the Whitmore Village, HI salary calculator, simply enter in the name of the new city, then adjust the slider to your current income. The salary calculator will do the rest and let you know if you need to earn more or less in the new city. You will also see a complete breakdown of the cost of living.

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$89,659	$7,472	$2,092	$2,690
Renters	$44,861	$3,738	$1,047	$1,346

The affordability of the housing market in Whitmore Village, HI as well as the overall cost of living can be indicated accurately by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should ever be used on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Whitmore Village, HI homeowners, the median income is $89,659. This indicates that a monthly maximum of $2,092 should be spent by homeowners on all housing related costs. Renters have a median income of $44,861. This indicates that renters should have a maximum of $1,047 used for their rent related monthly costs.

Hawaii Sales Tax

State	General Sales Tax	With Max Surtax
Hawaii	4.166%	4.712%

Hawaii Income Tax

State	Income Tax (Low)	Income Tax (High)
Hawaii	1.4%	8.25%

When you are determining the total cost of living in Whitmore Village, HI you will want to make sure you consider both the Hawaii sales tax and the Hawaii income tax rates. Sales tax come in the form of taxes levied on both services and goods that are sold. The sales tax rates are different state to state and range from zero sales tax to higher than 7%. The sales tax in Hawaii is 4.166%, with the highest surtax being 4.712%. Tax that is on income by the government is income tax. Different states have different income tax rates and these rates can be higher or lower dependent on the corresponding tax bracket. The state income tax rates are different state to state and range from no income tax to more than 9% income tax. The income tax rates in Hawaii have a range from 1.4% to 8.25%.

Goods & Services

Item	Whitmore Village	National avg.	Difference
Haircut	$17.80	$17.49	1.8%
Beauty Salon	$72.00	$38.17	88.6%
Toothpaste	$3.62	$2.32	56.0%
Shampoo	$1.76	$1.01	73.9%
Movie	$12.24	$10.72	14.1%
Bowling	$18.20	$13.86	31.3%

Groceries

Item	Whitmore Village	National avg.	Difference
Ground Beef	$5.11	$3.90	31.0%
Fried Chicken	$2.14	$1.40	53.3%
Milk	$3.92	$1.96	99.8%
Potatoes	$10.17	$3.18	219.5%
Pizza	$13.99	$10.39	34.6%
Beer	$9.59	$9.23	3.9%

Health Care

Item	Whitmore Village	National avg.	Difference
Optometrist	$176.10	$106.34	65.6%
Doctor	$149.60	$115.25	29.8%
Dentist	$102.00	$98.38	3.7%
Ibuprofen	$13.41	$9.26	44.8%
Lipitor	$531.25	$466.47	13.9%

Housing

Item	Whitmore Village	National avg.	Difference
Home Price	$475,800.00	$184,700.00	157.6%
Avg. Mortgage Payment	$4,947.54	$1,273.32	288.6%
Apartment Rent	$1,420.00	$949.00	49.6%

Transportation

Item	Whitmore Village	National avg.	Difference
Gasoline	$3.60	$2.59	38.9%
Tire Balancing	$65.80	$48.90	34.6%

Utilities

Item	Whitmore Village	National avg.	Difference
All Electricity	$430.16	$167.60	156.7%
Phone	$173.45	$163.42	6.1%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, State	Population	Cost of Living Index	National Avg.
Kalaeloa, HI	8	142	42%
Makaha Valley, HI	1,631	130	30%
Waianae, HI	13,426	147	47%
Nanakuli, HI	12,042	147	47%
Makaha, HI	8,934	151	51%
Whitmore Village, HI	4,570	167	67%

Cities with similar population

City, State	Population	Cost of Living Index	National Avg.
Ardsley, NY	4,570	159	59%
Russell, KS	4,570	80	-20%
Huber Ridge, OH	4,569	92	-8%
New Freedom, PA	4,569	112	12%
Fulshear, TX	4,572	125	25%
Whitmore Village, HI	4,570	167	67%

Source: The Whitmore Village, HI cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for 2019.

Whitmore Village, HI Cost of Living