| Index | La Vergne | Tennessee | National |
| Cost of living | 102 | 92 | 100 |
| Groceries | 100 | 98 | 100 |
| Health care | 96 | 97 | 100 |
| Housing | 111 | 80 | 100 |
| Transportation | 94 | 97 | 100 |
| Utilities | 99 | 98 | 100 |
| Lifestyle & Entertainment | 100 | 97 | 100 |
| Household Items | 100 | 98 | 100 |
| Education & Childcare | 96 | 97 | 100 |

The cost of living in La Vergne affects the quality of life one can afford in this new location. It allows people to assess whether they can maintain their preferred lifestyle, including housing, leisure activities and dining options. Your total monthly expenditures can varry depending on the area, as well as many other factors. The cost of living in La Vergne is 102, which is 2% higher than the national average. Knowledge of the cost of living can help individuals make informed decisions about retirement savings, investments, and financial goals.
The cost of living in La Vergne is about average when compared to all other cities across the nation. You can expect that everyday items like food, household expenses and utility bills will be no more expensive than any other average city. Residents can anticipate living expenses that remain in line with the national average, ensuring a manageable financial burden, making it an attractive choice for those seeking affordability without the constraints of higher everyday expenditures.
Is La Vergne an affordable place to live? It's a good question and one that you might want to ask when considering any new city, as affordability can play a huge role in the decision making process. The cost of living index (which we covered above), as well as housing costs and income levels play a vital role in determining the affordability of an area. The median home price in La Vergne is 0.9% higher than the national average, while the average monthly rent prices are 35.3% higher than average. The affordability of any location can also be influenced by median income levels. La Vergne has a median household income of $97,902, which is 20.4% higher than the national average.
Groceries: Grocery prices have seen substantial hikes in the last 2-3 years, with some markets witnessing food cost increases of over 20% during this period. Conversely, certain markets have experienced only moderate upticks. These variations in food expenses can have a substantial impact on the overall cost of living in any locality. In La Vergne, the groceries index is 0.4% higher than the national average.
Transportation: In cities with limited or no public transportation, residents may find it necessary to own and maintain vehicles, thereby elevating the cost of living. Monthly expenditures include fuel, insurance, routine maintenance and potential lease or financing commitments. In La Vergne, the transportation index stands at 5.6% lower than the national average.
Taxes: Regions that impose higher taxes, including sales and income taxes, can contribute to an increased cost of living. Higher taxes for everyday necessities such as clothing, utilities and food inevitably leads to higher expenditures. Additionally, a higher income tax rate can also play a role in elevating the overall cost of living. In La Vergne, the prevailing sales tax rate starts at 7%, and income tax rates kick off at 0%.
The cost of living estimates displayed for La Vergne are modeled using a U.S. average baseline of 100, helping provide a useful comparison of local living expenses. Housing calculations include U.S. Census home price and rental data, while all other values are AI-assisted estimates based on regional cost patterns, climate, transportation, and everyday spending expectations. These values are intended for directional comparisons across cities.
| Cost of living index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index | |
| Lifestyle index | |
| Household index | |
| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $110,722 | $9,227 | $2,583 | $3,322 |
| Renters | $68,298 | $5,692 | $1,594 | $2,049 |
| State | General Sales Tax | With Max Surtax |
| Tennessee | 7% | 9.75% |
| State | Income Tax (Low) | Income Tax (High) |
| Tennessee | 0% | 0% |
| City | Population | Cost of Living Index | National Avg. |
| Smyrna, TN | 52,802 | 103 | 3.0% |
| Walterhill, TN | 162 | 106 | 6.3% |
| Murfreesboro, TN | 146,103 | 109 | 9.1% |
| Nashville, TN | 692,022 | 110 | 10.0% |
| Green Hill, TN | 7,567 | 110 | 10.4% |
| La Vergne, TN | 36,426 | 102 | 2.0% |
| City | Population | Cost of Living Index | National Avg. |
| Carrollwood, FL | 36,424 | 115 | 14.6% |
| Richmond, IN | 36,416 | 84 | 15.6% |
| Wildwood, MO | 36,455 | 124 | 23.6% |
| Buenaventura Lakes, FL | 36,389 | 108 | 8.2% |
| Lufkin, TX | 36,382 | 91 | 9.4% |
| La Vergne, TN | 36,426 | 102 | 2.0% |