A+
2%
Overall NAT. AVG.
0%
Groceries NAT. AVG.
11%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index La Vergne Tennessee National
Cost of living10292100
Groceries10098100
Health care9697100
Housing11180100
Transportation9497100
Utilities9998100
Lifestyle & Entertainment10097100
Household Items10098100
Education & Childcare9697100
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An Overview of Cost of Living in La Vergne, TN

The cost of living in La Vergne affects the quality of life one can afford in this new location. It allows people to assess whether they can maintain their preferred lifestyle, including housing, leisure activities and dining options. Your total monthly expenditures can varry depending on the area, as well as many other factors. The cost of living in La Vergne is 102, which is 2% higher than the national average. Knowledge of the cost of living can help individuals make informed decisions about retirement savings, investments, and financial goals.

The cost of living in La Vergne is about average when compared to all other cities across the nation. You can expect that everyday items like food, household expenses and utility bills will be no more expensive than any other average city. Residents can anticipate living expenses that remain in line with the national average, ensuring a manageable financial burden, making it an attractive choice for those seeking affordability without the constraints of higher everyday expenditures.

Is La Vergne Affordable?

Is La Vergne an affordable place to live? It's a good question and one that you might want to ask when considering any new city, as affordability can play a huge role in the decision making process. The cost of living index (which we covered above), as well as housing costs and income levels play a vital role in determining the affordability of an area. The median home price in La Vergne is 0.9% higher than the national average, while the average monthly rent prices are 35.3% higher than average. The affordability of any location can also be influenced by median income levels. La Vergne has a median household income of $97,902, which is 20.4% higher than the national average.

What Factors can Influence the Cost of Living in La Vergne?

Groceries: Grocery prices have seen substantial hikes in the last 2-3 years, with some markets witnessing food cost increases of over 20% during this period. Conversely, certain markets have experienced only moderate upticks. These variations in food expenses can have a substantial impact on the overall cost of living in any locality. In La Vergne, the groceries index is 0.4% higher than the national average.

Transportation: In cities with limited or no public transportation, residents may find it necessary to own and maintain vehicles, thereby elevating the cost of living. Monthly expenditures include fuel, insurance, routine maintenance and potential lease or financing commitments. In La Vergne, the transportation index stands at 5.6% lower than the national average.

Taxes: Regions that impose higher taxes, including sales and income taxes, can contribute to an increased cost of living. Higher taxes for everyday necessities such as clothing, utilities and food inevitably leads to higher expenditures. Additionally, a higher income tax rate can also play a role in elevating the overall cost of living. In La Vergne, the prevailing sales tax rate starts at 7%, and income tax rates kick off at 0%.

Where is the Data From?

The cost of living estimates displayed for La Vergne are modeled using a U.S. average baseline of 100, helping provide a useful comparison of local living expenses. Housing calculations include U.S. Census home price and rental data, while all other values are AI-assisted estimates based on regional cost patterns, climate, transportation, and everyday spending expectations. These values are intended for directional comparisons across cities.

Cost Of Living Quick Facts

  • The cost of living in La Vergne is 11% higher than the Tennessee average
  • The cost of living in La Vergne is 2% higher than the national average
  • La Vergne housing is 11% higher than the national average
  • Tennessee general sales tax is 37% higher than the national average
  • Tennessee state income tax is 100% lower than the national average

Most Affordable Places to Live in and Around La Vergne

See all the best places to live around La Vergne

Compare La Vergne, TN Cost of Living

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      Utilities index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$110,722$9,227$2,583$3,322
      Renters$68,298$5,692$1,594$2,049
      The percentage of monthly income spent on housing related expenses can help predict the affordability of housing in La Vergne, TN, as well as what the overall cost of living might be. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payments and not more than 36 percent of income on all expenses and debts. In La Vergne, homeowners have a median income of $110,722. Using that number, a maximum of $2,583 per month should be allocated to housing expenses. For those who are renting instead of owning, the median income is $68,298, which means there is a maximum of $1,594 to be spent on the costs of renting a home or apartment.

      Tennessee Sales Tax

      State General Sales Tax With Max Surtax
      Tennessee 7% 9.75%

      Tennessee Income Tax

      State Income Tax (Low) Income Tax (High)
      Tennessee 0% 0%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Smyrna, TN52,8021033.0%
      Walterhill, TN1621066.3%
      Murfreesboro, TN146,1031099.1%
      Nashville, TN692,02211010.0%
      Green Hill, TN7,56711010.4%
      La Vergne, TN36,4261022.0%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Carrollwood, FL36,42411514.6%
      Richmond, IN36,4168415.6%
      Wildwood, MO36,45512423.6%
      Buenaventura Lakes, FL36,3891088.2%
      Lufkin, TX36,382919.4%
      La Vergne, TN36,4261022.0%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.