| Index | Smyrna | Tennessee | National |
| Cost of living | 103 | 92 | 100 |
| Groceries | 97 | 98 | 100 |
| Health care | 96 | 97 | 100 |
| Housing | 117 | 80 | 100 |
| Transportation | 100 | 97 | 100 |
| Utilities | 96 | 98 | 100 |
| Lifestyle & Entertainment | 101 | 97 | 100 |
| Household Items | 99 | 98 | 100 |
| Education & Childcare | 91 | 97 | 100 |
Getting a feel for the cost of living in Smyrna is essential for anyone planning to relocate, as it empowers them to make informed financial decisions, secure a comfortable lifestyle and maintain financial stability in their new environment. The cost of living in Smyrna is 103, which is 3% higher than the national average. Relocating individuals may need to adjust their savings and investment strategies based on the cost of living in the new location. It influences decisions about retirement planning, investments and financial goals.
Everyday expenditures like food, housing, lifestyle expenses, transportation and health care in Smyrna are priced in a manner consistent with other areas. This means that residents of Smyrna can anticipate their daily expenses remaining reasonably similar to those in an average city, thereby supporting a manageable cost of living.
Nobody knows their city better than the people who actually live there. So, we asked 6 local residents how they would rate the cost of living in Smyrna and this is how they responded. 33% of people said that the cost of living was affordable, with prices decreasing, while 67% of people said that the cost of living was very expensive and prices continue to rise.
Is Smyrna an affordable place to live? That's a valid question to ask when you're thinking about moving to a new city. After all, how much it costs to live somewhere can be a huge factor in your decision. Affordability can be broken down into 3 common categories. The cost of living index (we talked about it earlier), housing expenses and income levels all play a big role in figuring out if a place is affordable. For instance, in Smyrna, the median home price is 17.4% higher than what most folks pay across the country, and monthly rent prices are 14.7% higher than the usual rates. Income levels in Smyrna come in at $97,061, which is 19.3% higher than the national average.
Transportation: If public transportation is limited or not available, residents may need to own and maintain vehicles, which can add to the cost of living. Gas, insurance, regular maintenance and potentially lease or finance payments will all need to be paid on a monthly basis. In Smyrna, the transportation index is 0.2% lower than the national average.
Housing: A sought-after location with high housing demand often leads to increased property values and rental rates, which can significantly inflate the overall cost of living. Conversely, areas with low housing demand, particularly in less desirable locales, tend to experience the opposite effect, causing prices to drop and contributing to a more affordable cost of living. In Smyrna, the housing index stands at 16.6% higher than the national average.
Healthcare: Healthcare costs and insurance premiums can fluctuate greatly based on the city or state. Access to healthcare facilities, out-of-pocket expenses for doctor\’s visits, dentist costs, medication costs and specialized care costs can all impact the cost of living. In Smyrna, the healthcare costs are 3.8% lower than the national average.
The Smyrna cost of living estimates above use a normalized U.S. average of 100 as the baseline for comparison. Housing values incorporate local home price and rental information from the U.S. Census, while all other estimates are AI-assisted and modeled using expected everyday expenses, local market trends, climate, and transportation-related cost pressures. The results are intended for practical city-to-city comparisons.
| Cost of living index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index | |
| Lifestyle index | |
| Household index | |
| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $121,516 | $10,126 | $2,835 | $3,646 |
| Renters | $73,719 | $6,143 | $1,720 | $2,212 |
| State | General Sales Tax | With Max Surtax |
| Tennessee | 7% | 9.75% |
| State | Income Tax (Low) | Income Tax (High) |
| Tennessee | 0% | 0% |
| City | Population | Cost of Living Index | National Avg. |
| La Vergne, TN | 36,426 | 102 | 2.0% |
| Walterhill, TN | 162 | 106 | 6.3% |
| Murfreesboro, TN | 146,103 | 109 | 9.1% |
| Nashville, TN | 692,022 | 110 | 10.0% |
| Berry Hill, TN | 1,260 | 116 | 16.5% |
| Smyrna, TN | 52,802 | 103 | 3.0% |
| City | Population | Cost of Living Index | National Avg. |
| Châteauguay, QC | 52,776 | n/a | |
| Glendora, CA | 52,888 | 173 | 72.9% |
| Wylie, TX | 52,661 | 113 | 13.3% |
| Grand Island, NE | 53,008 | 91 | 8.5% |
| Burien, WA | 53,010 | 139 | 38.9% |
| Smyrna, TN | 52,802 | 103 | 3.0% |
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