| Index | Lufkin | Texas | National |
| Cost of living | 91 | 94 | 100 |
| Groceries | 100 | 98 | 100 |
| Health care | 98 | 98 | 100 |
| Housing | 73 | 83 | 100 |
| Transportation | 96 | 98 | 100 |
| Utilities | 105 | 103 | 100 |
| Lifestyle & Entertainment | 96 | 98 | 100 |
| Household Items | 97 | 98 | 100 |
| Education & Childcare | 98 | 98 | 100 |
Are you thinking about relocating, but curious about the potential cost of living in Lufkin? Is it more expensive or more affordable than average? Based on the most recent report, the cost of living in Lufkin stands at 91, making it 9% lower than the national average. The cost of living directly affects the affordability of one's desired lifestyle. Knowing the cost of housing, transportation, groceries and other essentials in the new area allows people to gauge whether they can maintain their preferred standard of living.
Everyday expenditures like food, housing, lifestyle expenses, transportation and health care in Lufkin are priced in a manner consistent with other areas. This means that residents of Lufkin can anticipate their daily expenses remaining reasonably similar to those in an average city, thereby supporting a manageable cost of living.
Locals have the inside scoop on their city. So, we polled 8 residents in Lufkin to learn how they view the cost of living. We asked how they felt about the cost of living in their area, and if they thought that prices were increasing, decreasing or staying the same. The verdict? 38% find it reasonable with decreasing prices, but 63% think it's quite pricey, with prices that continue to rise.
Is Lufkin affordable? This is a pivotal question, especially when mulling over a move, as affordability carries substantial weight in your decision-making process. Factors such as the cost of living index (discussed earlier), housing expenses and income levels all contribute to a location's affordability. For instance, in Lufkin, the median home price is 33.5% lower than the national average and monthly rent prices are 13% lower than the typical rates. Additionally, the median income levels play a role in affordability, with Lufkin boasting a median household income of $71,988, 11.5% lower than the national average.
Subsidies: Certain regions may provide government subsidies or assistance initiatives designed to alleviate the cost of living burden on their residents. These programs encompass a wide range of support mechanisms, such as Medicare, Medicaid, housing subsidies, low-income home energy assistance programs, school lunch programs, supplemental nutrition assistance programs, student loans, electric vehicle tax credits, affordable care act subsidies and farming subsidies. Areas with fewer subsidy offerings might experience an elevation in their cost of living.
Healthcare: Healthcare costs and insurance premiums can fluctuate greatly based on the city or state. Access to healthcare facilities, out-of-pocket expenses for doctor\’s visits, dentist costs, medication costs and specialized care costs can all impact the cost of living. In Lufkin, the healthcare costs are 2.4% lower than the national average.
Taxes: Locations with elevated tax rates, encompassing both sales and income taxes, can be a factor in driving up the cost of living. When you're paying more in taxes for everyday household expenses, it naturally translates into higher expenses. Similarly, a higher income tax rate can also contribute to an overall higher cost of living. In Lufkin, the standard sales tax rate starts at 6.25%, and the income tax rates commence at 0%.
The cost of living estimates displayed for Lufkin are modeled using a U.S. average baseline of 100, helping provide a useful comparison of local living expenses. Housing calculations include U.S. Census home price and rental data, while all other values are AI-assisted estimates based on regional cost patterns, climate, transportation, and everyday spending expectations. These values are intended for directional comparisons across cities.
| Cost of living index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index | |
| Lifestyle index | |
| Household index | |
| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $88,683 | $7,390 | $2,069 | $2,661 |
| Renters | $50,662 | $4,222 | $1,182 | $1,520 |
| State | General Sales Tax | With Max Surtax |
| Texas | 6.25% | 8.25% |
| State | Income Tax (Low) | Income Tax (High) |
| Texas | 0% | 0% |
| City | Population | Cost of Living Index | National Avg. |
| Wells, TX | 932 | 81 | 19.3% |
| Diboll, TX | 5,403 | 82 | 17.9% |
| Huntington, TX | 3,251 | 83 | 17.3% |
| Redland, TX | 1,067 | 87 | 12.8% |
| Burke, TX | 758 | 90 | 9.6% |
| Lufkin, TX | 36,382 | 91 | 9.4% |
| City | Population | Cost of Living Index | National Avg. |
| Buenaventura Lakes, FL | 36,389 | 108 | 8.2% |
| East Point, GA | 36,363 | 98 | 2.5% |
| Inver Grove Heights, MN | 36,356 | 113 | 12.7% |
| Richmond, IN | 36,416 | 84 | 15.6% |
| Carrollwood, FL | 36,424 | 115 | 14.6% |
| Lufkin, TX | 36,382 | 91 | 9.4% |
Here are the best places to live in Texas
See the best places to live in Lufkin
Safest States In The US
These are the 10 cheapest cities in Texas