Cost Of Living in Keyes, CA

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F

18%

Overall NAT. AVG.

9%

Groceries NAT. AVG.

27%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Keyes	California	National
Cost of living	118	141	100
Groceries	109	111	100
Health care	115	116	100
Housing	127	197	100
Transportation	115	118	100
Utilities	117	119	100
Lifestyle & Entertainment	114	120	100
Household Items	110	111	100
Education & Childcare	124	127	100

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Homes For Sale In Keyes, CA

5520 Cora Way

Keyes, CA

4837 Faith Home Rd

Ceres, CA

4727 Sophia Ct

Keyes, CA

5061 Nunes Rd #25

Turlock, CA

Cost Of Living Quick Facts

The cost of living in Keyes is 16% lower than the California average
The cost of living in Keyes is 18% higher than the national average
Keyes housing is 27% higher than the national average
California general sales tax is 42% higher than the national average
California state income tax is 61% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$99,221	$8,268	$2,315	$2,977
Renters	$43,343	$3,612	$1,011	$1,300

The percentage of monthly income spent on housing related expenses can help predict the affordability of housing in Keyes, CA, as well as what the overall cost of living might be. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payments and not more than 36 percent of income on all expenses and debts. In Keyes, homeowners have a median income of $99,221. Using that number, a maximum of $2,315 per month should be allocated to housing expenses. For those who are renting instead of owning, the median income is $43,343, which means there is a maximum of $1,011 to be spent on the costs of renting a home or apartment.

California Sales Tax

State	General Sales Tax	With Max Surtax
California	7.25%	10.5%

California Income Tax

State	Income Tax (Low)	Income Tax (High)
California	1%	13.3%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Cowan, CA	486	114	14.4%
Monterey Park Tract, CA	304	114	14.4%
Parklawn, CA	1,891	107	6.8%
Airport, CA	1,306	111	10.8%
Bret Harte, CA	5,175	108	7.9%
Keyes, CA	5,851	118	18.2%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
West Bountiful, UT	5,851	125	25.1%
Trenton, MO	5,850	84	16.1%
Estherville, IA	5,853	86	13.6%
Bay Roberts, NL	5,853	n/a
Lake Fenton, MI	5,848	108	7.7%
Keyes, CA	5,851	118	18.2%