Kettering cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexKetteringMarylandNational
Cost of living index126121100
IndexKetteringMarylandNational
Goods & Services index122108100
Groceries index116119100
Health care index9386100
Housing index148150100
Transportation index108108100
Utilities index116108100
Here we can see a simple outline of the cost of living in Kettering, MD. As you can see, with the average cost of living in Kettering, MD being 126, that puts it 4% higher than the average of Maryland and 26% higher than our nation's average. This simple outline of the cost of living index was formulated using prices of: goods and services (weighted 33%), housing prices (weighted 30%), groceries (weighted 13%), utilities (weighted 10%), transportation (weighted 9%), and health care (weighted 5%). Thus, goods/services, along with housing influences the majority of the cost of living index. The price of daily goods and services is a valuable and reliable number to be aware of when considering the general price of the city's goods. In the case of Kettering, MD, the price of goods and services are 13% higher than the average of Maryland as well as 22% higher than the nation's average.
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Did you know?

  • The cost of living in Kettering is 4% higher than the Maryland average.
  • The cost of living in Kettering is 26% higher than the national average.
  • The cost of housing in Kettering is 48% higher than the national average.
  • Maryland general sales tax is 18% higher than the national average.
  • Maryland state income tax is 10% lower than the national average.

Compare Kettering, MD Cost of living To Other Cities

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      Price difference in compared to
      Cost of living index
      Goods & Services index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      The salary calculator is used in order to provide a comparison of your current salary in Kettering, MD to another city of your choice. The calculator will inform you of what your salary needs to be in any specific city in order for you to maintain your living standard based on what the city’s cost of living is. As an example, if you are seeking to move to a city that has a higher cost of living compared to Kettering, MD, you would have to earn a higher income to maintain a standard of living that is similar. To get started with the Kettering, MD salary calculator, input the new city’s name and then move the slider to indicate your current income. The salary calculator will now process the numbers and show you whether you need to earn more or less in the chosen city. A comprehensive breakdown of the cost of living will also be shown.

      Median Income & Debt-To-Income Ratio

      Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
      Owners$93,041$7,753$2,171$2,792
      Renters$65,833$5,486$1,536$1,975
      A good way to judge both the affordability of the housing and the cost of living is by simply calculating the maximum that a person should spend on housing in Kettering, MD, otherwise known as the debt-to-income ratio (DTI). The safest way to live in the city is to avoid spending more than 28 percent of the gross income that one earns on costs that pertain to housing and no more than 36 percent on all expenses and debts. Kettering, MD has a median income of about $93,041 for people who own homes. Based on that number, a person should spend a maximum of $2,171 on expenses related to housing. Renters have a slightly different median income, which is $65,833. Based on this average, renters should spend no more than $1,536 on all of their rental costs if they want to maintain a non-impoverished standard of living.

      Maryland Sales Tax

      StateGeneral Sales TaxWith Max Surtax
      Maryland6%6%

      Maryland Income Tax

      StateIncome Tax (Low)Income Tax (High)
      Maryland2%5.75%
      When assessing the complete cost of living in Kettering, MD, the Maryland income tax and the Maryland sales tax percentages should unquestionably be taken into consideration. Sales taxes aren't just levies imposed onto sold goods, but they also include taxes that are charged when services are provided for a fee. The rates are different from state to state and can run has high as 7 percent. Some states have no sales tax at all. The Maryland maximum surtax is 6%, and the Maryland sales tax is 6%. By contrast, income tax is an unfortunate obligation that is charged by the government against earnings. Just like sales taxes, the rates for income taxes differ from state to state. They also decrease or increase according to the individual's tax bracket. Tax rates can run as high as 9 percent, with a minimum of zero. Income tax rates range from 2% to 5.75% in Maryland.

      Goods & Services

      ItemKetteringNational avg.Difference
      Haircut $23.96$17.4937.0%
      Beauty Salon $63.61$38.1766.6%
      Toothpaste $3.05$2.3231.4%
      Shampoo $1.35$1.0133.4%
      Movie $13.92$10.7229.8%
      Bowling $20.61$13.8648.7%

      Groceries

      ItemKetteringNational avg.Difference
      Ground Beef $4.49$3.9015.1%
      Fried Chicken $1.76$1.4026.1%
      Milk $2.45$1.9624.9%
      Potatoes $4.51$3.1841.7%
      Pizza $11.06$10.396.4%
      Beer $10.26$9.2311.2%

      Health Care

      ItemKetteringNational avg.Difference
      Optometrist $79.25$106.3425.5%
      Doctor $109.41$115.255.1%
      Dentist $94.14$98.384.3%
      Ibuprofen $10.29$9.2611.1%
      Lipitor $402.41$466.4713.7%

      Housing

      ItemKetteringNational avg.Difference
      Home Price $240,300.00$184,700.0030.1%
      Avg. Mortgage Payment $3,689.97$1,273.32189.8%
      Apartment Rent $1,804.00$949.0090.1%

      Transportation

      ItemKetteringNational avg.Difference
      Gasoline $2.82$2.598.8%
      Tire Balancing $53.69$48.909.8%

      Utilities

      ItemKetteringNational avg.Difference
      All Electricity$214.22$167.6027.8%
      Phone $181.68$163.4211.2%
      Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

      Nearby cities with low cost of living

      City, StatePopulationCost of Living IndexNational Avg.
      Belle Haven town, VA5621011%
      Cottage City, MD1,2091099%
      Silver Hill, MD4,80211212%
      Landover, MD23,12411313%
      Bladensburg, MD9,50511313%
      Kettering, MD12,96012626%

      Cities with similar population

      City, StatePopulationCost of Living IndexNational Avg.
      Justice, IL12,9571044%
      El Sobrante CDP (Contra Costa County), CA12,96313030%
      Rochester, MI12,96911414%
      Ridgefield Park, NJ12,97612727%
      Greenville, OH12,97976-24%
      Kettering, MD12,96012626%
      Source: The Kettering, MD cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for 2019.