Cost of Living in Covington, TX

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17%
Overall NAT. AVG.
2%
Groceries NAT. AVG.
48%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Covington Texas National
Cost of living8394100
Groceries9898100
Health care9898100
Housing5283100
Transportation9698100
Utilities100103100
Lifestyle & Entertainment9598100
Household Items10098100
Education & Childcare9498100
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Homes For Sale In Covington, TX

property for sale

PR 114 Pr 114

, TX
property for sale

184 Hcr 1439

Covington, TX
property for sale

11458 State Highway 171

Covington, TX
property for sale

319 S Rogers

Covington, TX
See the Newest Homes For Sale In Covington, TX

Cost Of Living Quick Facts

  • The cost of living in Covington is 11% lower than the Texas average
  • The cost of living in Covington is 17% lower than the national average
  • Covington housing is 48% lower than the national average
  • Texas general sales tax is 22% higher than the national average
  • Texas state income tax is 100% lower than the national average

Most Affordable Places to Live in and Around Covington

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Compare Covington, TX Cost of Living

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      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$120,382$10,032$2,809$3,612
      Renters$54,448$4,537$1,270$1,634

      Texas Sales Tax

      State General Sales Tax With Max Surtax
      Texas 6.25% 8.25%

      Texas Income Tax

      State Income Tax (Low) Income Tax (High)
      Texas 0% 0%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Carl's Corner, TX1878020.4%
      Itasca, TX1,6058416.1%
      Blum, TX4668514.5%
      Hillsboro, TX8,5538614.4%
      Keene, TX6,640927.9%
      Covington, TX3208316.5%

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      Campbell Station, AR3208316.5%
      Willisville, AR3207722.7%
      Bowers, DE3201033.3%
      Esto, FL3208020.1%
      Floyd, IA3208317.2%
      Covington, TX3208316.5%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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