Cost of Living in Kawela Bay, HI

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F
84%
Overall NAT. AVG.
27%
Groceries NAT. AVG.
225%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Kawela Bay Hawaii National
Cost of living184163100
Groceries127126100
Health care120119100
Housing325252100
Transportation120121100
Utilities126131100
Lifestyle & Entertainment127127100
Household Items116115100
Education & Childcare131132100
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Homes For Sale In Kawela Bay, HI

property for sale

57-275 Kamehameha Hwy Unit 1/5

Kahuku, HI
property for sale

57-101 Kuilima Dr #12

Kahuku, HI
property for sale

57-091 Lalo Kuilima Pl #547

Kahuku, HI
property for sale

57 Lalo Kuilima Pl Unit 2/17

Kahuku, HI

Cost Of Living Quick Facts

  • The cost of living in Kawela Bay is 13% higher than the Hawaii average
  • The cost of living in Kawela Bay is 84% higher than the national average
  • Kawela Bay housing is 225% higher than the national average
  • Hawaii general sales tax is 22% lower than the national average
  • Hawaii state income tax is 46% lower than the national average

Most Affordable Places to Live in and Around Kawela Bay

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Compare Kawela Bay, HI Cost of Living

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      Housing index
      Transportation index
      Utilities index
      Lifestyle index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$98,307$8,192$2,294$2,950
      Renters$106,440$8,870$2,483$3,194

      Hawaii Sales Tax

      State General Sales Tax With Max Surtax
      Hawaii 4% 4.712%

      Hawaii Income Tax

      State Income Tax (Low) Income Tax (High)
      Hawaii 1.4% 11%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Wahiawa, HI16,98916564.9%
      Kahuku, HI2,29616666.0%
      Whitmore Village, HI3,87716565.1%
      Punaluu, HI1,15117069.5%
      Schofield Barracks, HI18,72417575.1%
      Kawela Bay, HI34318484.1%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Delight, AR3438020.4%
      Indian Wells, AZ3438910.8%
      Crawfordsville, IA3438317.0%
      Jeffersonville, IL3438020.0%
      Copeland, KS3438217.6%
      Kawela Bay, HI34318484.1%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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