Cost of Living in Punaluu, HI

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F
70%
Overall NAT. AVG.
27%
Groceries NAT. AVG.
176%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Punaluu Hawaii National
Cost of living170163100
Groceries127126100
Health care120119100
Housing276252100
Transportation120121100
Utilities126131100
Lifestyle & Entertainment127127100
Household Items116115100
Education & Childcare131132100
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Homes For Sale In Punaluu, HI

property for sale

53-567 Kamehameha Hwy #706

Hauula, HI
property for sale

53-549 Kamehameha Hwy #201

Hauula, HI
property for sale

53-549 Kamehameha Hwy #608

Hauula, HI
property for sale

53-720 Kamehameha Hwy Unit 6B

Hauula, HI

Cost Of Living Quick Facts

  • The cost of living in Punaluu is 4% higher than the Hawaii average
  • The cost of living in Punaluu is 70% higher than the national average
  • Punaluu housing is 176% higher than the national average
  • Hawaii general sales tax is 22% lower than the national average
  • Hawaii state income tax is 46% lower than the national average

Most Affordable Places to Live in and Around Punaluu

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      Salary Calculator

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      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$194,889$16,241$4,547$5,847
      Renters$107,268$8,939$2,503$3,218

      Hawaii Sales Tax

      State General Sales Tax With Max Surtax
      Hawaii 4% 4.712%

      Hawaii Income Tax

      State Income Tax (Low) Income Tax (High)
      Hawaii 1.4% 11%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Kailua CDP (Hawaii County), HI14,06214242.2%
      Waipio Acres, HI5,72415453.8%
      Waimalu, HI14,08415555.3%
      Wahiawa, HI16,98916564.9%
      Kahuku, HI2,29616666.0%
      Punaluu, HI1,15117069.5%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Williamsburg, PA1,1518614.3%
      Cross Roads, TX1,15115151.2%
      Pinehouse, SK1,151n/a 
      New Market, AL1,1508614.3%
      Cotter, AR1,1528713.2%
      Punaluu, HI1,15117069.5%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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