Cost of Living in Kalkaska, MI

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16%
Overall NAT. AVG.
1%
Groceries NAT. AVG.
47%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Kalkaska Michigan National
Cost of living8491100
Groceries9998100
Health care9697100
Housing5376100
Transportation9496100
Utilities99100100
Lifestyle & Entertainment9596100
Household Items10098100
Education & Childcare10095100
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Homes For Sale In Kalkaska, MI

property for sale

1134 E Lake Dr SE

Kalkaska, MI
property for sale

1134 E Lake Dr SE Lot : 4

Kalkaska, MI
property for sale

7033 Wc Cross Dr NE

Kalkaska, MI
property for sale

7033 NE WC Cross DR

Coldsprings Township, MI

Cost Of Living Quick Facts

  • The cost of living in Kalkaska is 7% lower than the Michigan average
  • The cost of living in Kalkaska is 16% lower than the national average
  • Kalkaska housing is 47% lower than the national average
  • Michigan general sales tax is 18% higher than the national average
  • Michigan state income tax is 64% higher than the national average

Most Affordable Places to Live in and Around Kalkaska

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Compare Kalkaska, MI Cost of Living

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      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$68,373$5,698$1,595$2,051
      Renters$34,389$2,866$802$1,032

      Michigan Sales Tax

      State General Sales Tax With Max Surtax
      Michigan 6% 6%

      Michigan Income Tax

      State Income Tax (Low) Income Tax (High)
      Michigan 4.25% 4.25%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Bear Lake village, MI2678118.8%
      Mancelona, MI1,7698515.1%
      Bear Lake, MI3868515.0%
      Fife Lake, MI3238910.5%
      Manistee Lake, MI5399010.0%
      Kalkaska, MI2,2958415.8%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Raceland, KY2,2958416.5%
      Brigham, QC2,295n/a 
      Cordova, AK2,29413636.0%
      Easton, CA2,29412322.7%
      Walton Hills, OH2,2941055.4%
      Kalkaska, MI2,2958415.8%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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